Contactless enablement and disablement
AssigneeVisa International Service Association
InventorsDavid William Wilson, Omar Rifaat, Hao Ngo
Life of this patent
Estimating the term…
Abstract
Devices, systems, and methods for controlling a contactless interface on a dual interface portable device are provided. The methods allow for contactless enablement and disablement on both a temporary and semi-permanent basis, dependent on commands sent to the device by an issuer of the portable device. The commands are received through a terminal device and are transferred to the portable device during a contact transaction. Configuration data on the portable device is modified according to the received commands. An application on the portable device controls the transmission of data through the contactless interface dependent on the configuration data.
Claims20
A server computer comprising:
- a processor;
- and
- a non-transitory computer-readable medium comprising code, executable by the processor, to implement a method comprising:
- receiving a first authorization request message, from a first terminal with a contact reader, for a contact payment transaction with a portable device comprising a contact interface and a contactless interface;
- and
- responsive to the first authorization request message, transmitting a first authorization response message comprising a command to enable the contactless interface of the portable device;
- thereby causing the contactless interface to thereafter be enabled to conduct a contactless transaction between the portable device and a second terminal with a contactless reader.
A method comprising:
- receiving, by a server computer, a first authorization request message, from a first terminal with a contact reader, for a contact payment transaction with a portable device comprising a contact interface and a contactless interface;
- and
- responsive to the first authorization request message, transmitting, by the server computer, a first authorization response message comprising a command to enable the contactless interface of the portable device;
- thereby causing the contactless interface to thereafter be enabled to conduct a contactless transaction between the portable device and a second terminal with a contactless reader.
A method comprising:
- receiving, by a server computer, a request to disable contactless operation of a portable device comprising a contact interface and a contactless interface;
- receiving, by the server computer, an authorization request message, from a terminal, for a payment transaction with the portable device;
- and
- responsive to the authorization request message, transmitting, by the server computer, an authorization response message comprising a command to disable the contactless interface of the portable device;
- thereby causing the contactless interface to thereafter be disabled from conducting contactless transactions between the portable device and contactless readers.
Dependencies are inferred from the claim text.