Transaction monitoring system and method

1) A method for monitoring user transactions and providing recommendations, the method including, in one or more electronic processing devices:

• a) receiving, at a relationship assessment engine, transaction data indicative of transaction details regarding a transaction between a user and a merchant, the transaction details being indicative of at least one of:
• i) a merchant identity of the merchant;
• ii) a merchant type associated with the merchant;
• iii) an item associated with the transaction;
• and,
• iv) an item type associated with the transaction;
• b) retrieving, from the relationship assessment engine, at least one recommendation from relationship data using the transaction details, the relationship data being indicative of a plurality of recommendations, each recommendation being related to at least one of:
• i) at least one merchant identity;
• ii) at least one merchant type;
• iii) at least one item type;
• and,
• iv) at least one item;
• and,
• c) causing, at a user device, a recommendation indication indicative of at least one recommendation to be displayed to the user, thereby allowing the user to selectively perform at least one transaction relating to the at least one recommendation,
• wherein the relationship data is in a form of either a map of linkages or a look-up table.