# US 2018/0322505 A1 · Fingerprint scanner security device

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- Number: US 2018/0322505 A1
- Document ID: US20180322505A1
- Status: Published application
- Kind: A1
- Application number: 15/801,333
- Filed: 2017-11-02
- Published: 2018-11-08
- Earliest claimed: 2017-05-04
- Assignees: International Business Machines Corporation
- Applicants: International Business Machines Corporation
- Inventors: DOMINIC L. DEMARCO; THOMAS D. FITZSIMMONS; TROY A. FLAGG; RYAN P. GOLDEN
- Web page: https://patentgrep.com/patent/US20180322505A1

## CPC

- G06Q 20/40145: {Biometric identity checks}
- G06Q 20/4016: {involving fraud or risk level assessment in transaction processing}
- G06Q 20/4093: {Monitoring of device authentication}
- G06Q 50/265: {Personal security, identity or safety}
- G06V 40/13: Sensors therefor
- G06V 40/1365: {Matching; Classification}
- G07C 9/257: {electronically (G07C9/26 takes precedence)}
- G07C 9/37: using biometric data, e.g. fingerprints, iris scans or voice recognition
- G07F 7/0813: {Specific details related to card security}
- G07F 7/0833: {Card having specific functional components}
- G07F 7/1033: {Details of the PIN pad}
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06V: IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G07C: TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
- G07F: COIN-FREED OR LIKE APPARATUS (coin sorting G07D3/00; coin testing G07D5/00; {handling coins or paper currencies apart from payment activated apparatus G07D; payment architectures, schemes or protocols G06Q20/00})

## Abstract

Methods, systems and computer program products for identifying stolen payment cards using a fingerprint scanner are provided. Aspects include receiving, by a transaction processing terminal, a payment card and scanning, by the fingerprint scanner, a surface of the payment card and capturing fingerprints disposed on the surface of the payment card. Aspects also include comparing, by a processor, the captured fingerprints to one or more authorized fingerprints associated with the payment card. Based on detecting that the captured fingerprints are different than the one or more authorized fingerprints, aspects further include determining whether the payment card has been reported stolen. Based on a determination that the payment card has been reported stolen, aspects include creating and transmitting an alert of an attempted use of the payment card.

## Claims

### Claim 1

A computer-implemented method for identifying stolen payment cards using a fingerprint scanner, the method comprising:
receiving, by a transaction processing terminal, a payment card;
scanning, by the fingerprint scanner, a surface of the payment card and capturing fingerprints disposed on the surface of the payment card;
comparing, by a processor, the captured fingerprints to one or more authorized fingerprints associated with the payment card;
based on detecting that the captured fingerprints are different than the one or more authorized fingerprints, determining whether the payment card has been reported stolen; and
based on a determination that the payment card has been reported stolen, creating and transmitting an alert of an attempted use of the payment card.

### Claim 2 (depends on 1)

The method of claim 1, wherein an image of a user of the payment card is captured by a camera of the transaction processing terminal based on a determination that the payment card has been reported stolen.

### Claim 3 (depends on 2)

The method of claim 2, wherein the alert includes the image of the user captured by the camera and a location of the transaction processing terminal.

### Claim 4 (depends on 3)

The method of claim 3, wherein the alert is transmitted to a law enforcement organization that is determined based on the location of the transaction processing terminal.

### Claim 5 (depends on 1)

The method of claim 1, further comprising creating and transmitting a suspicious activity report to an owner of the payment card based on a determination that the payment card has not been reported stolen.

### Claim 6 (depends on 1)

The method of claim 1, further comprising cleaning the surface of the payment card prior to dispensing the payment card from the transaction processing terminal.

### Claim 7 (depends on 1)

The method of claim 1, further comprising proceeding with authorization of a requested transaction based on a determination that the captured fingerprints are among the one or more authorized fingerprints.