# US 2018/0322484 A1 · Method for providing payment service and electronic device therefor

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- Number: US 2018/0322484 A1
- Document ID: US20180322484A1
- Status: Published application
- Kind: A1
- Application number: 15/773,387
- Filed: 2016-11-01
- Published: 2018-11-08
- Earliest claimed: 2015-11-04
- Assignees: Samsung Electronics Co., Ltd.
- Applicants: Samsung Electronics Co., Ltd.
- Inventors: Chanpyo PARK; Jooyoun PAEK; Heejung KIM; Youbi SEO; Byungin YU
- Web page: https://patentgrep.com/patent/US20180322484A1

## CPC

- H04W 12/06: Authentication
- G06F 3/041: Digitisers, e.g. for touch screens or touch pads, characterised by the transducing means
- G06F 3/048: Interaction techniques based on graphical user interfaces [GUI]
- G06F 21/32: using biometric data, e.g. fingerprints, iris scans or voiceprints
- G06Q 20/02: involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q 20/10: specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q 20/105: {involving programming of a portable memory device, e.g. IC cards, "electronic purses"}
- G06Q 20/1085: {involving automatic teller machines [ATMs]}
- G06Q 20/16: Payments settled via telecommunication systems
- G06Q 20/204: {comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit}
- G06Q 20/227: {characterised in that multiple accounts are available, e.g. to the payer}
- G06Q 20/3227: {using secure elements embedded in M-devices}
- G06Q 20/3255: {using mobile network messaging services for payment, e.g. SMS}
- G06Q 20/3274: {using a pictured code, e.g. barcode or QR-code, being displayed on the M-device}
- G06Q 20/3276: {using a pictured code, e.g. barcode or QR-code, being read by the M-device}
- G06Q 20/3278: {RFID or NFC payments by means of M-devices}
- G06Q 20/34: using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q 20/36: using electronic wallets or electronic money safes
- G06Q 20/363: {with the personal data of a user}
- G06Q 20/367: {involving electronic purses or money safes}
- G06Q 20/3674: {involving authentication}
- G06Q 20/382: {insuring higher security of transaction}
- G06Q 20/38215: {Use of certificates or encrypted proofs of transaction rights}
- G06Q 20/3823: {combining multiple encryption tools for a transaction}
- G06Q 20/386: {using messaging services or messaging apps (using mobile network messaging services for payment, e.g. SMS G06Q20/3255)}
- G06Q 20/4012: {Verifying personal identification numbers [PIN]}
- G06Q 20/40145: {Biometric identity checks}
- G06Q 40/02: Banking, e.g. interest calculation or account maintenance (credit or loans G06Q40/03)
- G06Q 20/321: {using wearable devices}
- G06V 40/1365: {Matching; Classification}
- H04W: WIRELESS COMMUNICATION NETWORKS (broadcast communication H04H; communication systems using wireless links for non-selective communication, e.g. wireless extensions H04M1/72)
- G06F: ELECTRIC DIGITAL DATA PROCESSING (computer systems based on specific computational models G06N)
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06V: IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING

## Abstract

Various examples of the present invention relate to a device and a method for providing a mobile payment service and a membership management service in an electronic device, wherein the electronic device comprises a touch screen and a processor configured to control the touch screen, and wherein the processor can control the touch screen such that: a first screen corresponding to at least one electronic card is displayed, when a touch input for at least a partial region of the touch screen is detected, and a second screen corresponding to the membership management service is displayed in at least a partial region of the first screen, when a touch input for a membership management service icon included in the partial region of the first screen is detected. Other examples are possible.

## Claims

### Claim 1

An electronic device comprising:
a touch screen; and
a processor configured to:
control the touch screen to display a first screen corresponding to at least one electronic card when a touch input for at least a partial region of the touch screen is detected, and
control the touch screen to display a second screen corresponding to a membership management service in at least a partial region of the first screen when a touch input for a membership management service icon included in the partial region of the first screen.

### Claim 2 (depends on 1)

The electronic device of claim 1,
wherein the processor is further configured to control the touch screen to display the first screen corresponding to at least one electronic card registered in a widget mode, when the touch input for the at least partial region of the touch screen is detected, and
wherein the electronic card includes at least one of a card for payment, a banking card, a card for a membership management service, and a personal information management card.

### Claim 3 (depends on 1)

The electronic device of claim 1, wherein the processor is further configured to control the touch screen to display the second screen corresponding to the membership management service to be overlapped with the partial region of the first screen, when the touch input for the membership management service icon included in the partial region of the first screen is detected.

### Claim 4 (depends on 1)

The electronic device of claim 1, wherein the processor is further configured to control the touch screen to display the second screen including at least one membership management card icon and a membership management code corresponding to any one membership management card, when the touch input for the membership management service icon included in the partial region of the first screen is detected.

### Claim 5 (depends on 4)

The electronic device of claim 4,
wherein the processor is further configured to:
arrange the at least one membership management card icon based on a priority of the membership management card, and
control the touch screen to display the second screen including the arranged at least one membership management card icon, and
wherein the priority of the membership card is determined based on at least one of a location of the electronic device, beacon information that the electronic device receives, a popularity ranking of the membership management card, and a frequency of use of the membership management card.

### Claim 6 (depends on 4)

The electronic device of claim 4, wherein the processor is further configured to:
detect a touch and movement input for at least one membership management card icon is detected among the at least one membership management card icon included in the second screen, and
register, in a widget mode, a membership management card corresponding to the at least one membership management card icon in which the touch and movement input is detected, when the at least one membership management card icon is moved to a partial region in which the first screen is displayed based on the touch and movement input.

### Claim 7 (depends on 1)

The electronic device of claim 1, wherein the processor is further configured to control the touch screen to eliminate a display of the second screen when a touch input for a remaining region in which the second screen is not displayed is detected on the first screen.

### Claim 8 (depends on 1)

The electronic device of claim 1, wherein the processor is further configured to control the touch screen to display the first screen including the at least one electronic card and a guidance message corresponding to a type of the at least one electronic card.

### Claim 9 (depends on 1)

The electronic device of claim 1, wherein the processor is further configured to:
set a lock function in a personal information management card when the personal information management card is displayed through the first screen, and
control the touch screen to display personal information included in the personal information management card when security authentication for the personal information management card is completed.

### Claim 10 (depends on 1)

The electronic device of claim 1, wherein the processor is further configured to control the touch screen to display detailed information on the electronic card when a touch input for the electronic device displayed through the first screen is detected.

### Claim 11 (depends on 1)

The electronic device of claim 1, wherein the processor is further configured to:
activate a mobile payment function using the electronic card when security authentication for the electronic card displayed through the first screen is completed, and
set a security mode for the mobile payment function of the electronic card based on at least one of movement information of the electronic device and a security authentication elapsed time.

### Claim 12 (depends on 1)

The electronic device of claim 1,
wherein the processor is further configured to:
set, when a touch input for changing electronic card information displayed on the first screen is detected, a scroll variable based on at least one a region in which the touch input is detected, a movement speed of the touch input, and a movement distance of the touch input, and
change the electronic card information displayed on the first screen to correspond to the scroll variable, and
wherein the scroll variable includes at least one of a scroll speed and a scroll interval.

### Claim 13 (depends on 1)

The electronic device of claim 1, further comprising:
a button configured to be located at a lower end of the touch screen,
wherein the processor is further configured to control the touch screen to display the first screen corresponding to at least one electronic card when a touch input for the partial region of the touch screen adjacent to the button is detected.

### Claim 14 (depends on 13)

The electronic device of claim 13,
wherein the button includes a fingerprint sensor, and
wherein the processor is further configured to authenticate a user using user fingerprint received through the fingerprint sensor.

### Claim 15

An operating method of an electronic device, comprising:
detecting a touch input for at least a partial region of a touch screen operatively connected to the electronic device;
displaying a first screen corresponding to at least one electronic card in response to the touch input;
detecting a touch input for a membership management service icon included in the partial region of the first screen; and
displaying a second screen corresponding to a membership management service in at least a partial region of the first screen in response to the touch input for the membership management service.

### Claim 16 (depends on 15)

The method of claim 15,
wherein the displaying the first screen comprises displaying the first screen corresponding to at least one electronic card registered in a widget mode, when the touch input for the at least partial region of the touch screen is detected, and
wherein the electronic card includes at least one of a card for payment, a banking card, a card for a membership management service, and a personal information management card.

### Claim 17 (depends on 15)

The method of claim 15,
wherein the displaying the second screen comprises displaying the second screen corresponding to the membership management service to be overlapped with the partial region of the first screen, when the touch input for the membership management service icon included in the partial region of the first screen is detected.

### Claim 18 (depends on 15)

The method of claim 15, wherein the displaying the second screen comprises displaying the second screen including at least one membership management card icon and a membership management code corresponding to any one membership management card, when the touch input for the membership management service icon included in the partial region of the first screen is detected.

### Claim 19 (depends on 18)

The method of claim 18,
wherein the displaying the second screen comprises:
arranging the at least one membership management card icon based on a priority of the membership management card, and
displaying the second screen including the arranged at least one membership management card icon, and
wherein the priority of the membership card is determined based on at least one of a location of the electronic device, beacon information that the electronic device receives, a popularity ranking of the membership management card, and a frequency of use of the membership management card.

### Claim 20 (depends on 18)

The method of claim 18, further comprising;
detecting a touch and movement input for at least one membership management card icon is detected among the at least one membership management card icon included in the second screen, and
registering, in a widget mode, a membership management card corresponding to the at least one membership management card icon in which the touch and movement input is detected, when the at least one membership management card icon is moved to a partial region in which the first screen is displayed based on the touch and movement input.
