System and Method for Providing Category-Based User Management Notifications

A computer-implemented method for providing category-based user management notifications, the method comprising:

• retrieving, by at least one processor, historical transaction data, the historical transaction data relating to a plurality of historical transactions that have been conducted using a plurality of accounts linked to an account identifier;
• classifying the plurality of historical transactions into a plurality of categories of transactions based on a respective merchant identifier associated with each of the plurality of historical transactions;
• and
• providing a category-based user communication in regard to the historical transactions pertaining to one or more of the plurality of categories of transactions.

A non-transitory computer readable medium having stored thereon executable instructions for providing category-based user management notifications, which when executed by a computer, cause the computer to:

• retrieve historical transaction data, the historical transaction data relating to a plurality of historical transactions that have been conducted using a plurality of accounts linked to an account identifier;
• classify the plurality of historical transactions into a plurality of categories of transactions based on a respective merchant identifier associated with each of the plurality of historical transactions;
• and
• provide category-based user management notifications in regard to the historical transactions pertaining to one or more of the plurality of categories of transactions.