System for account linking and future event integration into retirement score calculation

A computer program product for determining a projected retirement score comprising a non-transitory computer-readable storage medium having computer-executable instructions to:

• compile into a structured database connected to a distributed network projected retirement information of a first user;
• generate a projected retirement score based on the projected retirement information of the first user, wherein the projected retirement information comprises a life expectancy of the first user;
• establish a connection with a fitness tracker of the first user;
• cause the fitness tracker to determine a location of the first user;
• receive the location of the first user from the fitness tracker;
• determine a fitness activity based on the location of the first user;
• prompt the first user to perform the fitness activity by causing the fitness tracker to display a message and causing the fitness tracker to vibrate;
• determine that the first user has completed the fitness activity;
• update the life expectancy of the first user and the projected retirement score based on determining that the first user has completed the fitness activity;
• combine the projected retirement information of the first user with projected retirement information of a second user, thus resulting in combined projected retirement information;
• further update the projected retirement score based on the combined projected retirement information;
• and
• communicate to a personal computing device, via a communication device, the projected retirement score.

A method for determining a projected retirement score, comprising:

• compiling into a structured database connected to a distributed network projected retirement information of a first user;
• generating a projected retirement score based on the projected retirement information of the first user, wherein the projected retirement information comprises a life expectancy of the first user;
• establishing a connection with a fitness tracker of the first user;
• causing the fitness tracker to determine a location of the first user;
• receiving the location of the first user from the fitness tracker;
• determining a fitness activity based on the location of the first user;
• prompting the first user to perform the fitness activity by causing the fitness tracker to display a message and causing the fitness tracker to vibrate;
• determining that the first user has completed the fitness activity;
• updating the life expectancy of the first user and the projected retirement score based on determining that the first user has completed the fitness activity;
• combining the projected retirement information of the first user with projected retirement information of a second user, thus resulting in combined projected retirement information;
• further updating the projected retirement score based on the combined projected retirement information;
• and
• communicating to a personal computing device, via a communication device, the projected retirement score.