Digital Wallet Notification Systems and Methods

A method, comprising:

• receiving by a processor a prescription drug claim transaction data from a claims processor over a data communications network;
• analyzing the prescription drug claim transaction data by the processor;
• identifying by the processor from the prescription drug claim transaction data an entity selected from the group consisting of:
• prescribing doctor and dispensing pharmacy;
• determining by the processor a location of the entity;
• generating by the processor a token for the digital wallet of the user device, the token includes rules for displaying a message in the user device when the user device passes to within a threshold distance of the location of the entity as detected by a location sensor of the user device.

A system, comprising:

• a program processor;
• a claims processor communicatively connected to the program processor;
• a pharmacy gateway communicatively connected to the claims processor;
• a user device communicatively connected to the program processor and the pharmacy gateway, the user device includes a digital wallet having a prescription drug co-pay card token and a location sensor;
• wherein the user device redeems the prescription drug co-pay card token on purchase of a prescription drug from the pharmacy gateway;
• wherein the pharmacy gateway enters prescription drug claims data for the purchase of the prescription drug;
• wherein the prescription drug claims data is received by the claims processor from the pharmacy gateway and the claims processor adjudicates the prescription drug claims data for benefit coverage;
• wherein the program processor obtains the prescription drug claims data from the claims processor, analyzes the prescription drug claims data, identifies an entity selected from the group consisting of:
• prescribing doctor and dispensing pharmacy, determines a location of the entity, and generates an updated token for the digital wallet of the user device, the updated token includes rules for display of a message in the user device if and when the user device passes to within a threshold distance of the location of the entity as per the location sensor.

A method, comprising:

• presenting a prescription drug co-pay card token by a digital wallet of a user device to a pharmacy gateway at point of purchase of a prescription drug associated with the co-pay card token, the user device includes a location sensor;
• receiving prescription drug claims data by the pharmacy gateway related to the purchase of the prescription drug;
• communicating the prescription drug claims data by the pharmacy gateway to a claims processor communicatively connected to the pharmacy gateway;
• obtaining the prescription drug claims data from the claims processor by a program processor communicatively connected to the claims processor;
• analyzing the prescription drug claims data by the program processor;
• identifying by the program processor a prescribing doctor or dispensing pharmacy associated with the prescription drug claims data;
• determining by the program processor a location of the prescribing doctor or dispensing pharmacy;
• generating an updated token for the digital wallet of the user device, the updated token includes rules for display of a message in the user device when the user device passes to within a threshold distance of the location as per the location sensor.