Electronic System and Method for Managing Usage of Merchant Facility Resources

A computerized method implemented on a server for managing usage of resources in a merchant facility, the method comprising:

• receiving, from a merchant communication device of the merchant facility, identification details of a consumer from a wearable device of the consumer during a first communication;
• communicating merchant data from the merchant communication device to the consumer wearable device upon receipt of the consumer identification details, the merchant data comprising rate details of the resources;
• receiving, via the merchant communication device, resource usage data provided by the consumer wearable device during a second communication, the resource usage data comprising an aggregated cost for the resources used by the consumer;
• and
• receiving a payment confirmation message upon transfer of the aggregated cost from a payment instrument of the consumer to a merchant financial account;
• wherein usage of the resources is tracked by the consumer wearable device, and the aggregated cost is determined by the consumer wearable device based on the tracked usage and rate details of the resources.

A device wearable by a consumer for managing usage of resources in a merchant facility, the consumer wearable device linked to a digital wallet of the consumer and configured to:

• communicate, to a merchant communication device of the merchant facility, identification details of the consumer during a first communication;
• receive merchant data from the merchant communication device upon communication of the consumer identification details, the merchant data comprising rate details of the resources;
• communicate, via the merchant communication device, resource usage data during a second communication, the resource usage data comprising an aggregated cost for the resources used by the consumer;
• and
• transfer the aggregated cost from a payment instrument of the consumer to a merchant financial account, the payment instrument linked to the digital wallet;
• wherein usage of the resources is tracked by the consumer wearable device, and the aggregated cost is determined by the consumer wearable device based on the tracked usage and rate details of the resources.