Electronic funds and receipt transfer system

Abstract

A system and method for providing an electronic funds and receipt transfer system capable of making available to the customer or other authorised third party, receipt data relating to an EFTPOS transaction in an electronic format (26). In accordance with one preferred embodiment, the receipt data generated by the merchant at the time of sale is attached to the EFTPOS transaction data and sent using the same channels as known EFTPOS systems (16). Alternatively the receipt data may be transferred to a third party location for later retrieval. To access the receipt data the system allows the customer to access their financial institutions internet banking webpage (22) and print, save or email a copy of the receipt (26) as generated by the merchant at the time of sale.

Dependencies are inferred from the claim text.