Vehicle event detection and classification using contextual vehicle information

A method of detecting and classifying one or more vehicle events based on contextual vehicle information, comprising the steps of:

• (a) collecting vehicle movement data at a vehicle using vehicle electronics installed in the vehicle;
• (b) establishing a classification of at least one vehicle event in the vehicle movement data based on the at least one vehicle event exceeding a predetermined risk limit;
• (c) analyzing contextual vehicle information associated with the at least one vehicle event in response to the established classification;
• and
• (d) changing the established classification of the at least one vehicle event based upon the analysis of the contextual vehicle information.

A method of determining and notifying a vehicle operator of satisfactory achievement of vehicle performance requirements, comprising the steps of:

• (a) collecting vehicle movement data using vehicle electronics installed in a vehicle;
• (b) receiving vehicle performance requirements for a plurality of insurance carrier plans;
• (c) comparing the vehicle movement data with the vehicle performance requirements for each of the plurality of insurance carrier plans;
• and
• (d) notifying a vehicle operator when the vehicle data satisfies the vehicle performance requirements for any one of the insurance carrier plans.