Systems and methods for applying sensor analysis to financial underwriting
AssigneeCapital One Financial Corporation
InventorsLuke A. Hammock, Lawrence H. Douglas
Life of this patent
Estimating the term…
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AssigneeCapital One Financial Corporation
InventorsLuke A. Hammock, Lawrence H. Douglas
Estimating the term…
Systems and methods are disclosed for determining the value of secured assets associated with loan accounts. In one implementation, a financial service system configures a secured loan account for a customer. The system determines an asset belonging to the customer to serve as the secured collateral for the loan. One or more sensors are configured to monitor information associated with the asset. The financial service system may periodically sample the sensor information associated with the asset, and use the sensor information to determine a present valuation of the secured asset. The sensor information may also be used to modify the loan terms, or to generate advertising targeted to the customer for related goods or services.
1-20. (canceled)
A system for assisting with maintenance of an asset, the system comprising:
A method for assisting with maintenance of an asset, the method comprising:
A non-transitory computer-readable storage medium storing processor-readable instructions, which when executed by a processor, perform a method comprising:
Dependencies are inferred from the claim text.