Direct payment system for web consumers

A processor-implemented method for distributing a plurality of funds to a plurality of content creators, the method comprising:

• registering, by a processor, a content creator using a plurality of content creator identifying information when a user visits a content creator webpage;
• receiving a plurality of user interaction data when the user consumes a plurality of video content on the content creator webpage of the registered content creator, wherein the plurality of video content is selected from a group consisting of a total number of watched videos, a name of each watched video, a time length each video was watched by the user, and a total time spent watching a plurality of available videos on the content creator webpage;
• generating an invoice under a tip jar payment scheme based on the received plurality of user interaction data at a user preconfigured interval;
• updating at least one proposed funding figure on the generated invoice based on a plurality of manual user adjustments;
• and
• disbursing at least one payment to the registered content creator using the plurality of content creator identifying information based on the updated invoice.