Cross device digital wallet payment system and process
AssigneeMastercard Asia/Pacific Pte. Ltd.
InventorsEric Jian Hui Lin, Rajen Prabhu, Krishnadas Mohandas
Life of this patent
Estimating the term…
Abstract
There are provided systems and processes for performing a cross device digital wallet payment. The systems and processes can facilitate express checkout and other ease of payments.
Claims17
A process for performing a cross device digital wallet payment, including:
- receiving payment request data from a secondary device, the payment request data representing a request for payment information to complete a transaction on a merchant application of the secondary device;
- processing the received payment request data to determine:
- i) primary device data, and digital wallet application data representing characteristics of a digital wallet application of the primary device;
- and
- ii) payment notification data representing a notification of the request for payment information;
- transmitting the payment notification data to the primary device;
- receiving, from the primary device, payment information data to complete the transaction, said payment information data including an indication of a payment source associated with the digital wallet application;
- and
- transmitting the payment information data to the secondary device.
A cross device digital wallet payment system, including at least one computing device being configured to perform a cross device digital wallet payment by carrying out the steps of:
- receiving payment request data from a secondary device, the payment request data representing a request for payment information to complete a transaction from a merchant application of the secondary device;
- processing the received payment request data to determine:
- i) primary device data, and digital wallet application data representing a digital wallet application of the primary device;
- and
- ii) payment notification data representing a notification of the request for payment information;
- transmitting the payment notification data to the primary device;
- receiving, from the primary device, payment information data to complete the transaction, said payment information data including an indication of a payment source associated with the digital wallet application;
- and
- transmitting the payment information data to the secondary device.
A process for performing a cross device digital wallet payment, including:
- receiving payment notification data representing a notification of a request for payment information to complete a transaction, said transaction initiated by a merchant application of a secondary device;
- processing the payment notification data to generate payment source data representing a payment source to be used to complete the transaction, said payment source determined by a digital wallet application;
- and
- processing the payment instrument data to generate payment information data representing the requested payment information.
A cross device digital wallet payment system, including at least one computing device being configured to perform a cross device digital wallet payment by carrying out the steps of:
- receiving payment notification data representing a notification of a request for payment information to complete a transaction, said transaction initiated by a merchant application of a secondary device;
- processing the payment notification data to generate payment source data representing a payment source to be used to complete the transaction, said payment source determined by a digital wallet application;
- and
- processing the payment instrument data to generate payment information data representing the requested payment information.
Dependencies are inferred from the claim text.