# US 2018/0025261 A1 · Weighted transaction card

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- Number: US 2018/0025261 A1
- Document ID: US20180025261A1
- Status: Published application
- Kind: A1
- Application number: 15/687,197
- Filed: 2017-08-25
- Published: 2018-01-25
- Earliest claimed: 2012-07-20
- Assignees: CPI Card Group—Colorado, Inc.
- Applicants: CPI Card Group - Colorado, Inc.
- Inventors: Barry Mosteller
- Web page: https://patentgrep.com/patent/US20180025261A1

## CPC

- G06K 19/022: {Processes or apparatus therefor}
- B30B 15/062: {Press plates}
- B32B 3/02: characterised by features of form at particular places, e.g. in edge regions {(non-uniform thickness B32B3/263)}
- B32B 3/266: {characterised by an apertured layer, the apertures going through the whole thickness of the layer, e.g. expanded metal, perforated layer, slit layer regular cells B32B3/12}
- B32B 7/12: using interposed adhesives or interposed materials with bonding properties
- B32B 15/08: of synthetic resin
- B32B 15/082: comprising vinyl resins; comprising acrylic resins
- B32B 15/085: comprising polyolefins
- B32B 15/09: comprising polyesters
- B32B 15/18: comprising iron or steel {(B32B15/011, B32B15/012 and B32B15/013 take precedence)}
- B32B 27/06: as the main or only constituent of a layer, {which is} next to another layer of {the same or of} a {different material (next to a layer of a particular substance B32B9/045; next to a bituminous or tarry layer B32B11/046; next to a water setting substance layer B32B13/12; next to a metal layer B32B15/08; next to a glass layer B32B17/10; next to a layer formed of natural mineral fibres or particles B32B19/045; next to a wood layer B32B21/08; next to a cellulosic plastic layer B32B23/08; next to a natural or synthetic rubber layer B32B25/08)}
- B32B 27/08: of synthetic resin
- B32B 27/304: {comprising vinyl halide (co)polymers, e.g. PVC, PVDC, PVF, PVDF}
- B32B 27/308: {comprising acrylic (co)polymers}
- B32B 27/32: comprising polyolefins {(comprising vinyl (co)polymers or acrylic (co)polymers B32B27/30)}
- B32B 27/36: comprising polyesters
- B32B 27/365: {comprising polycarbonates}
- B32B 37/185: {Laminating sheets, panels or inserts between two discrete plastic layers}
- B32B 38/0004: {Cutting, tearing or severing, e.g. bursting; Cutter details (cutting in general B26D; laminating combined with punching or perforating B32B38/04; removing all or part of the layers B32B38/10; cutting in combination with laying up and registration B32B38/185 takes precedence)}
- G06K 19/02: characterised by the selection of materials, e.g. to avoid wear during transport through the machine
- G06K 19/07722: {the record carrier being multilayered, e.g. laminated sheets (flat articles in general, see B32B37/00)}
- G06K 19/07745: {Mounting details of integrated circuit chips}
- G06K 19/07749: {the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card}
- G06K 19/07769: {the further communication means being a galvanic interface, e.g. hybrid or mixed smart cards having a contact and a non-contact interface}
- B32B 37/0046: {characterised by constructional aspects of the apparatus}
- B32B 37/10: characterised by the pressing technique, e.g. using action of vacuum or fluid pressure
- B32B 2250/05: 5 or more layers
- B32B 2264/108: Carbon, e.g. graphite particles
- B32B 2307/206: Insulating
- B32B 2307/306: Resistant to heat
- B32B 2307/402: Coloured
- B32B 2307/4023: on the layer surface, e.g. ink
- B32B 2307/41: Opaque
- B32B 2307/412: Transparent
- B32B 2307/414: Translucent
- B32B 2307/51: Elastic
- B32B 2307/514: Oriented
- B32B 2307/518: bi-axially
- B32B 2307/536: Hardness
- B32B 2307/538: Roughness
- B32B 2307/54: Yield strength; Tensile strength
- B32B 2307/546: Flexural strength; Flexion stiffness
- B32B 2307/71: Resistive to light or to UV
- B32B 2307/714: Inert, i.e. inert to chemical degradation, corrosion
- B32B 2307/72: Density
- B32B 2307/732: Dimensional properties
- B32B 2307/734: Dimensional stability
- B32B 2307/75: Printability
- B32B 2425/00: Cards, e.g. identity cards, credit cards
- Y10T 156/1052: with cutting, punching, tearing or severing
- Y10T 428/239: Complete cover or casing
- G06K: GRAPHICAL DATA READING (image or video recognition or understanding G06V); PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- B30B: PRESSES IN GENERAL (producing ultra-high pressure or ultra-high pressure and high temperature to effect modifications of a substance, e.g. for making artificial diamonds B01J3/00 ){(compressing means for refuse receptacles B65F1/1405)}
- B32B: LAYERED PRODUCTS, i.e. PRODUCTS BUILT-UP OF STRATA OF FLAT OR NON-FLAT, e.g. CELLULAR OR HONEYCOMB, FORM
- Y10T: TECHNICAL SUBJECTS COVERED BY FORMER US CLASSIFICATION

## Abstract

Weighted transaction cards and methods of manufacturing the same. The weighted transaction cards may include a metallic member that comprises at least a portion of a layer of the transaction card. The metallic member may be encapsulated and/or disposed in an opening of a surround to define an inlay. The inlay may be laminated with one or more additional layers according to traditional card manufacturing techniques (e.g., a hot lamination process). The weighted transaction cards may have a weight significantly greater than traditional plastic transaction cards such that the weighted transaction cards. The inlay may include an antenna for contactless or dual interface with transaction card readers.

## Claims

### Claim 1

A transaction card, comprising:
a smart card chip disposed in a pocket;
an inlay comprising:
a metallic member having a relief portion to provide a space for said pocket, wherein the metallic member comprises not less than about 40% of the total weight of the transaction card;
a surround having an opening for receiving the metallic member therein; and,
an antenna member provided on the surround;
a first graphics layer attached to a first side of the inlay;
a second graphics layer attached to a second side of the inlay; and,
indicia indicative of an account associated with the transaction card.

### Claim 2 (depends on 1)

A transaction card according to claim 1, wherein the opening extends through the surround and the inlay further comprises:
a first film layer applied to a first side of the surround and metallic member over the opening; and,
a second film layer applied to a second side of the surround and metallic member over the opening.

### Claim 3 (depends on 2)

A transaction card according to claim 2, wherein said first graphics layer, said second graphics layer and said first inlay extend from edge-to-edge across a length and a width of the transaction card.

### Claim 4 (depends on 1)

A transaction card according to claim 1, wherein said antenna member is provided to be at least partially inset in to the surround.

### Claim 5 (depends on 1)

A transaction card according to claim 1, wherein said antenna member is provided on a discrete layer.

### Claim 6 (depends on 1)

A transaction card according to claim 1, wherein said antenna member extends about said opening of the surround.

### Claim 7 (depends on 6)

A transaction card according to claim 6, wherein said relief portion is provided by an opening through the metallic member and a plug is provided in said opening of the metallic member and milled to provide said pocket.

### Claim 8 (depends on 6)

A transaction card according to claim 6, wherein said relief portion is provided by a recess at an outer edge of the metallic member and the surround includes a projection that extends in to the recess and is milled to provide said pocket.

### Claim 9 (depends on 6)

A transaction card according to claim 6, wherein said antenna member comprises an outer first portion that extends a plurality of times about said opening of the surround.

### Claim 10 (depends on 9)

A transaction card according to claim 9, wherein said antenna member comprises an inner second portion that extends a plurality of times about said pocket within said space provided by said relief portion of the metallic member.

### Claim 11 (depends on 10)

A transaction card according to claim 10, wherein said smart card chip is supportably interconnected to a downward-facing side of a substrate and electrically interconnected to another antenna member that is supportably interconnected to said downward-facing side of said substrate in spaced and at least partially overlapping relation to said second portion of said antenna member for inductive coupling therewith.

### Claim 12 (depends on 11)

A transaction card according to claim 11, wherein said another antenna member extends a plurality of times about said smart card chip.

### Claim 13 (depends on 10)

A transaction card according to claim 10, wherein said antenna member comprises an intermediate portion that extends between said outer first portion and said second portion of the antenna member.

### Claim 14 (depends on 13)

A transaction card according to claim 13, wherein said relief portion is provided by an opening through the metallic member and a plug is provided in said opening of the metallic member and milled to provide said pocket, wherein said second portion of the antenna is provided on said plug, and wherein said intermediate portion of the antenna extends along a groove provided in said metallic member.

### Claim 15 (depends on 14)

A transaction card according to claim 14, wherein said antenna member is provided to be at least partially inset in to the plug.

### Claim 16 (depends on 13)

A transaction card according to claim 13, wherein said relief portion is provided by a recess at an outer edge of the metallic member and the surround includes a projection that extends in to the recess and milled to provide said pocket, wherein said second portion of the antenna is provided on an end portion of said projection, and wherein said intermediate portion of the antenna extends along said projection.

### Claim 17 (depends on 16)

A transaction card according to claim 16, wherein said antenna member is provided to be at least partially inset in to the projection of the surround.

### Claim 18 (depends on 13)

A transaction card according to claim 13, wherein said antenna member comprises a continuous length of metal.

### Claim 19 (depends on 18)

A transaction card according to claim 18, wherein said antenna member is defined by an electrically-conductive metal wire having an electrically non-conductive outer layer, and wherein at least said first portion of the antenna member is partially embedded in said surround.

### Claim 20 (depends on 19)

A transaction card according to claim 19, wherein the metallic member has thickness that is substantially equal to a thickness of the surround.