US 2018/0020348 A1 · SYSTEM FOR AUTHENTICATING A USER AND ENABLING REAL-TIME APPROVAL NOTIFICATIONS

Abstract

Embodiments authenticate a user and an associate of an entity and enable real-time approval notifications by requesting one or more authentication credentials from the associate; authenticating the associate based on successful validation of the one or more authentication credentials received from the associate; populating an application for the user at least in part by receiving input from the associate; establishing a secure wireless communication channel with a user device; and wirelessly transmitting, from the system to the user device and over the secure wireless communication channel the populated application; instructions to cause the user device to authenticate the user based on successful validation of one or more user authentication credentials; and instructions to cause the user device, in response to authenticating the user, present the populated application to the user for verification of its accuracy.

Claims20

Dependent claims

A system for authenticating a user and an associate of an entity and enabling real-time approval notifications, the system comprising a processor operatively connected with at least one memory device, the system further comprising:

a real-time approval module stored in the at least one memory device comprising computer readable instructions, that when executed by the at least one processor, cause the at least one processor to:
request one or more authentication credentials from the associate;
authenticate the associate based on successful validation of the one or more authentication credentials received from the associate;
populate an application for the user at least in part by receiving input from the associate;
establish a secure wireless communication channel with a user device;
and
wirelessly transmit, from the system to the user device and over the secure wireless communication channel:
the populated application;
instructions to cause the user device to authenticate the user based on successful validation of one or more user authentication credentials;
and
instructions to cause the user device, in response to authenticating the user, present the populated application to the user for verification of its accuracy.

8 more elements

A computer program product for authenticating a user and an associate of an entity and enabling real-time approval notifications, wherein the computer program product comprising a non-transitory computer-readable storage medium having computer-executable instructions to:

request one or more authentication credentials from the associate;
authenticate the associate based on successful validation of the one or more authentication credentials received from the associate;
populate an application for the user at least in part by receiving input from the associate;
establish a secure wireless communication channel with a user device;
and
wirelessly transmit, from the system to the user device and over the secure wireless communication channel:
the populated application;
instructions to cause the user device to authenticate the user based on successful validation of one or more user authentication credentials;
and
instructions to cause the user device, in response to authenticating the user, present the populated application to the user for verification of its accuracy.

7 more elements

Dependencies are inferred from the claim text.

System for authenticating a user and enabling real-time approval notifications

Life of this patent

System for authenticating a user and enabling real-time approval notifications

Life of this patent

Abstract

Claims20