Mobile terminals providing secure user interfaces

A method, comprising:

• performing operations as follows on a processor of a wallet server:
• receiving, via a network interface of the wallet server from a mobile wallet application executed by a mobile terminal, an enrollment request message an authentic account identifier to be enrolled for a user;
• selecting a plurality of decoy account identifiers;
• saving in a memory of the wallet server the plurality of decoy account identifiers logically associated by a data structure with the authentic account identifier;
• and
• communicating, via the network interface toward the mobile terminal, an enrollment response message containing the plurality of decoy account identifiers.

A computer program product comprising:

• a non-transitory computer readable storage medium storing program code executable by a processor of a mobile terminal to perform operations comprising:
• responsive to a request to enroll an account in a mobile wallet application executed by the processor of the mobile terminal, communicating an enrollment request message via a network interface of the mobile terminal and a data network toward a wallet server, the enrollment request message including an authentic account identifier received from a user through a user interface;
• receiving through the network interface from the wallet server an enrollment response message containing a plurality of decoy account identifiers;
• saving in a memory of the mobile terminal the plurality of decoy account identifiers logically associated by a data structure with the authentic account identifier;
• responsive to a user initiating a transaction through the mobile wallet application, displaying on a display device of the mobile terminal the plurality of decoy account identifiers and the authentic account identifier;
• responsive to receiving a user selected account identifier that is displayed among the plurality of decoy account identifiers and the authentic account identifier, communicating through the network interface toward the wallet server a transaction request message containing the user selected account identifier;
• receiving a transaction response message through the network interface from the wallet server, the transaction response message containing an authorization indication;
• and
• selectively allowing completion of the transaction through the mobile wallet application based on the authorization indication.