Electronic transaction risk assessment based on digital identifier trust evaluation

One or more non-transitory machine-readable media comprising program code for electronic transaction risk assessment, the program code to:

• for each of a plurality of entities identified as participating in a requested electronic transaction,
• after successful authentication of the entity with identity information of the requested electronic transaction,
• determine, from historical transaction data, one or more historical transactions that indicate the entity;
• determine a trust value for the entity based, at least in part, on data for the historical transactions that indicate the entity;
• assign the trust value to the entity;
• determine a risk value for the requested electronic transaction based, at least in part, on the trust values assigned to the plurality of entities;
• and
• communicate the risk value for the requested electronic transaction for determination of whether to execute the requested electronic transaction.

An apparatus comprising:

• a processor;
• and
• a machine-readable medium having program code executable by the processor to cause the apparatus to,
• for each of a plurality of entities identified as participating in a requested electronic transaction,
• after successful authentication of the entity with identity information of the requested electronic transaction,
• determine, from historical transaction data, one or more historical transactions that indicate the entity;
• determine a trust value for the entity based, at least in part, on data for the historical transactions that indicate the entity;
• assign the trust value to the entity;
• determine a risk value for the requested electronic transaction based, at least in part, on the trust values assigned to the plurality of entities;
• and
• communicate the risk value for the requested electronic transaction for determination of whether to execute the requested electronic transaction.