Method and apparatus for providing on-demand scheduling and transfer services for liability transfers

A method for a liability pickup from a customer by a provider comprising:

• receiving, by an electronic device associated with the provider from an electronic device associated with a customer over one or more networks, an on-demand liability transfer scheduling request for a liability pickup wherein the on-demand liability transfer scheduling request is associated with a pickup location and a first amount of liability;
• obtaining, by the provider and in response to the on-demand liability transfer scheduling request, a second amount of liability from the customer at the pickup location;
• verifying, by the electronic device associated with the provider, the first amount of liability with the second amount of liability to determine a third amount of liability;
• and
• initiating, by the electronic device associated with the provider, a business-to-business (B2B) electronic payment from a first bank account associated with the provider to a second bank account associated with the customer for the third amount of liability.

A method for a liability delivery to a customer by a provider comprising:

• transmitting, by an electronic device associated with the customer to an electronic device associated with the provider over one or more networks, an on-demand liability transfer scheduling request for delivery of a first amount of liability wherein the on-demand liability transfer scheduling request is associated with a delivery location for the delivery of the first amount of liability;
• initiating, by at least one of the electronic device associated with the customer and the electronic device associated with the provider, a business-to-business (B2B) electronic payment from a first bank account associated with the customer to a second bank account associated with the provider for a second amount of liability;
• verifying, by the electronic device associated with the provider, the first amount of liability with the second amount of liability to determine a third amount of liability;
• and
• delivering, by the provider to the customer, the third amount of liability at the delivery location.

A first electronic device associated with a provider for an on-demand scheduling service for a liability transfer operable to:

• receive, from an electronic device associated with the customer over one or more networks, an on-demand liability transfer scheduling request for the liability transfer wherein the on-demand liability transfer scheduling request is associated with a requested time and a requested location for the liability transfer and a first amount of liability;
• verify provider availability for the liability transfer at the requested time and the requested location to determine a scheduled time and scheduled location for the liability transfer;
• transmit, to a second electronic device associated with the provider over one or more networks, an on-demand liability transfer scheduling order indicating the scheduled time and the scheduled location for the liability transfer;
• receive, from the second electronic device associated with the provider over one or more networks, a confirmation of a transfer of a second amount of liability;
• verify the first amount of liability with the second amount of liability to determine a third amount of liability;
• and
• receive, from the second electronic device associated with the provider, an indication of the verification of the first amount of liability with the second amount of liability to determine the third amount of liability.

An electronic device associated with a provider to deposit funds from a provider's bank account to a customer's bank account operable to:

• receive, from an electronic device associated with the customer, an on-demand liability transfer scheduling request for a liability pickup wherein the on-demand liability transfer scheduling request is associated with a pickup location and a first amount of liability;
• obtain, by the provider and in response to the on-demand liability transfer scheduling request, a second amount of liability from the customer at the pickup location;
• verify, by the electronic device associated with the provider, the first amount of liability with a second amount of liability, obtained by the provider and in response to the on-demand liability transfer scheduling request, to determine a third amount of liability;
• and
• initiate a business-to-business (B2B) electronic payment from a first bank account associated with the provider to a second bank account associated with the customer for the third amount of liability.

An electronic device associated with a provider for processing a liability change order from a customer operable to:

• receive, from an electronic device associated with the customer over one or more networks, an on-demand liability transfer scheduling request for delivery of a first amount of liability wherein the on-demand liability transfer scheduling request is associated with a delivery location for the delivery of the first amount of liability;
• initiate a business-to-business (B2B) electronic payment from a first bank account associated with the customer to a second bank account associated with the provider for a second amount of liability;
• and
• verify the first amount of liability with the second amount of liability to determine a third amount of liability to be delivered by the provider to the customer.