Virtual Currency Conversion Device, Method and Computer Program

A virtual currency conversion method performed by a computer that is:

• configured so as to be capable of communicating with a payment terminal of a virtual currency/point business operator, possessed by a third party independent from a wage payment source, such as a company and from a worker, and intended for paying a wage from the payment source to the worker as compensation for work, the computer comprising:
• personal information storage means for storing personal information of the worker;
• wage information storage means for storing the amount of a wage paid to the worker and approved by the payment source;
• and
• balance storage means for recording the balance of the wage payment amount that can be converted to virtual currency or points;
• wherein the method is characterized in comprising:
• a process for receiving a request from the worker to convert a specified monetary value of the wage payment amount to virtual currency or points;
• a process for determining whether the personal information stored in the personal information storage means matches the worker making the conversion request;
• a process for determining whether the specified monetary value for which the conversion request was received is within the balance stored in the balance storage means;
• and
• a process for communicating authorization for wage payment to the payment terminal of the virtual currency/point business operator when both conditions are met.

A non-transitory computer-readable medium in which a computer program is embodied, wherein the computer is:

• configured so as to be capable of communicating with a payment terminal of a virtual currency/point business operator;
• possessed by a third party independent from a wage payment source, such as a company and from a worker;
• and, in order for wages to be paid from the payment source to the worker as compensation for work, provided with:
• personal information storage means for storing personal information of the worker;
• wage information storage means for storing the amount of a wage paid to the worker and approved by the payment source;
• and
• balance storage means for recording the balance of the wage payment amount that can be converted to virtual currency or points;
• wherein the computer program executes:
• a process for receiving a request from the worker to convert a specified monetary value of the wage payment amount to virtual currency or points;
• a process for determining whether the personal information stored in the personal information storage means matches the worker who makes the conversion request;
• a process for determining whether the specified monetary value for which the conversion request was received is within the balance stored in the balance storage means;
• and
• a process for communicating authorization for wage payment to the payment terminal of the virtual currency/point business operator when both conditions are met.