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US 2017/0372185 A1Published application
Removable marking element with access credentials
AssigneeVisa International Service Association
InventorsJillian Friant, Angela Moore
Life of this patent
Estimating the term…
Abstract
A method and system for transacting with a removable marking element is disclosed. A removable marking element including credentials can be associated with an account. A user can activate and manage the account via a mobile device. The mobile device can access the account by providing a product identifier. A product identifier may be provided in removable marking element packaging. For example, the product identifier may be encoded in a machine readable code on the packaging.
Claims20
A method comprising:
- a) obtaining, by a mobile device, a product identifier by obtaining a machine readable code associated with a removable marking element adapted to adhere to skin, wherein the removable marking element includes an integrated circuit that is configured to transmit a first access credential associated with a first account over a wireless communication channel to an access device during a transaction;
- and
- b) transmitting, by the mobile device, to a server computer, a message comprising the product identifier, a value, and a second access credential associated with a second account, wherein the server computer identifies the first account based on the product identifier, and wherein the server computer loads the first account with the value from the second account.
A mobile device comprising:
- a processor;
- and
- a computer readable medium, the computer readable medium comprising code, executable by the processor, for implementing a method comprising:
- a) obtaining a product identifier by obtaining a machine readable code associated with a removable marking element adapted to adhere to skin, wherein the removable marking element includes an integrated circuit that is configured to transmit a first access credential associated with a first account over a wireless communication channel to an access device during a transaction;
- and
- b) transmitting, to the server computer, a message comprising the product identifier, a value, and a second access credential associated with a second account, wherein the server computer identifies the first account based on the product identifier, and wherein the server computer loads the first account with the value from the second account.
3 more elements
A method comprising:
- a) receiving, by a server computer, from a mobile device, a message including a value, a second access credential associated with a second account, and a product identifier associated with a removable marking element adapted to adhere to skin,
- wherein the mobile device obtained the product identifier by obtaining a machine readable code associated with a removable marking element, and
- wherein the removable marking element includes an integrated circuit that is configured to transmit a first access credential associated with a first account over a wireless communication channel to an access device during a transaction;
- b) identifying, by the server computer, the first account based on the product identifier;
- and
- c) loading, by the server computer, the first account with the value from the second account.
3 more elements
An server computer comprising:
- a processor;
- and
- a computer readable medium, the computer readable medium comprising code, executable by the processor, for implementing a method comprising:
- a) receiving, from a mobile device, a message including a value, a second access credential associated with a second account, and a product identifier associated with a removable marking element adapted to adhere to skin,
- wherein the mobile device obtained the product identifier by obtaining a machine readable code associated with a removable marking element, and
- wherein the removable marking element includes an integrated circuit that is configured to transmit a first access credential associated with a first account over a wireless communication channel to an access device during a transaction;
- b) identifying the first account based on the product identifier;
- and
- c) loading the first account with the value from the second account.
6 more elements
Dependencies are inferred from the claim text.