Devices and systems for detecting unauthorized communication of data from a magnetic stripe device or embedded smart chip device
AssigneeBank of America Corporation
InventorManu Jacob Kurian
Life of this patent
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Abstract
Disclosed are devices, systems and the like for determining unauthorized communication of data from a card device equipped with a magnetic stripe and/or smart chip. The card device is able to count by recording the number of instances in which the card device has either been swiped at a magnetic card reader or communicated data via an embedded Integrated Circuit (IC). In specific embodiments, the device is further configured to differentiate between authorized swipes/data communications and unauthorized data communications.
Claims21
A device configured for detecting unauthorized communication of data from the device, the device comprising:
- a card-like body;
- at least one of a magnetic stripe, disposed on a facing of the card-like body, configured to store first data or an integrated circuit, embedded within the card-like body, having corresponding memory configured to store second data,
- wherein the card device is configured to count by recording each instance of reading the first data from the magnetic stripe or communicating the second data from the memory.
A system for detecting unauthorized communication of data from a device, the system comprising:
- a device having a card-like body and at least one of (i) a magnetic stripe, disposed on a facing of the card-like body, configured to store first data or (ii) an integrated circuit, embedded within the card-like body, having corresponding memory configured to store second data, wherein the device is configured to count by recording each instance of reading the first data from the magnetic stripe or communicating the second data from the memory;
- and
- a mobile communication terminal having a memory, at least one processor in communication with the memory and a count display and control module, stored in the memory, executable by the processor and configured to receive, via short-range wireless communication, the number of instances of reading the first data from the magnetic stripe or communicating the second data from the memory and display the number on the mobile communication terminal.
A computer program product for detecting unauthorized communication of data from a card-like device including at least one of (i) a magnetic stripe, disposed on a facing of a body of the card-like device, configured to store first data or (ii) an integrated circuit, embedded within the card-like body, having corresponding memory configured to store second data, the computer program product comprising a non-transitory computer-readable storage medium having computer-executable instructions for:
- counting by recording each instance of reading the first data from the magnetic stripe or communicating the second data from the memory.
Dependencies are inferred from the claim text.