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US 2017/0364893 A1Published application
System for data rotation through tokenization
AssigneeBank of America Corporation
InventorManu Jacob Kurian
Life of this patent
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AssigneeBank of America Corporation
InventorManu Jacob Kurian
Estimating the term…
Embodiments rotate data by tokenization. Embodiments determine one or more check data fields of a check such as check number and routing number; generate a PIN based on the determined check data fields; receive user input of a user PIN; compare the generated PIN with the inputted user PIN; if the generated PIN matches the inputted user PIN, proceed with the transaction; and if the generated PIN does not match the inputted user PIN, cancel the transaction. In some cases, a point of sale terminal comprising a scanner for scanning the check to determine the one or more check data fields. In some cases, receiving user input of the user PIN comprises receiving, by a communication device of the system from a mobile device of the user, a text message, SMS message or phone call comprising the user input of a user PIN.
A system for data rotation through tokenization, the system comprising a processor and a non-transitory computer-readable memory storing computer-executable instructions, that when executed by the processor, cause the system to:
A computer program product for data rotation through tokenization, the computer program product comprising a non-transitory computer-readable medium comprising code causing a system to:
A computer-implemented method for data rotation through tokenization, the method comprising:
Dependencies are inferred from the claim text.