Universal secure registry
AssigneeUniversal Secure Registry, LLC
InventorKenneth P. Weiss
Life of this patent
Estimating the term…
Abstract
An authentication system and method of use are provided to enable a transaction involving a first party and a user, the system comprising an electronic device comprising a communications interface and one or more processors. The one or more processors are configured to receive biometric information of the user and generate a one-time code in response to authenticating the user, wherein at least a portion of the one-time code is used to access account identifying information or user identifying information, wherein the communications interface is configured to communicate a signal comprising the one-time code to the first party in order to enable a transaction on behalf of the user, and wherein the received biometric information is verified at a point of use.
Claims28
An authentication system to enable a transaction involving a first party and a user, the system comprising:
- an electronic device comprising a communications interface and one or more processors;
- wherein the one or more processors are configured to:
- receive biometric information of the user;
- and
- generate a one-time code in response to authenticating the user,
- wherein at least a portion of the one-time code is used to access account identifying information or user identifying information;
- wherein the communications interface is configured to communicate a signal comprising the one-time code to the first party in order to enable a transaction on behalf of the user;
- and
- wherein the received biometric information is verified at a point of use.
A method for enabling a transaction involving a first party and a user, the method comprising:
- receiving authentication information of the user, wherein the authentication information comprises one or more of (a) biometric information and (b) a personal identification number (PIN) or code;
- authenticating an identity of the user based on the received authentication information;
- generating a one-time code in response to authenticating the user, wherein at least a portion of the one-time code is used to access account identifying information or user identifying information;
- and communicating a signal comprising the one-time code to the first party in order to enable a transaction on behalf of the user.
A computer readable medium or media containing instructions for authenticating a user involved in a transaction, wherein execution of the instructions by one or more processors causes the one or more processors to carry out the steps of:
- receiving authentication information of the user, wherein the authentication information comprises one or more of (a) biometric information and (b) a PIN or code;
- authenticating an identity of the user based on the received authentication information;
- generating a one-time code in response to authenticating the user, wherein at least a portion of the one-time code is used to access account identifying information or user identifying information;
- and
- communicating a signal comprising the one-time code to the first party in order to enable a transaction on behalf of the user.
An authentication system to enable a transaction involving a first party and a user, the system comprising:
- an electronic device comprising a communications interface and one or more processors;
- wherein the one or more processors are configured to:
- receive biometric information of the user;
- and
- generate a one-time code in response to authenticating the user,
- wherein at least a portion of the one-time code is used to access account identifying information or user identifying information;
- and
- a computer system, the computer system comprising:
- a communications interface configured to receive the one-time code;
- and
- one or more processors configured to retrieve account information associated with the electronic device, and to use the retrieved account information to access the account identifying information or the user identifying information.
Dependencies are inferred from the claim text.