Methods and systems for managing travel expenditure

A computerised method for managing travel expenditure comprising:

• a) receiving, by a management component, travel data for a traveller's proposed trip, said travel data comprising at least a travel budget and travel destination;
• b) receiving, by a management component, a user profile comprising at least an indication of spend level preference for the traveller;
• c) obtaining, from a database, historic travel expenditure data for a plurality of customers;
• d) analysing, by the management component, the historic travel expenditure data in light of the travel data and user profile to determine an optimal proposed spend allocation for the traveller across different travel spend streams;
• and
• e) communicating the proposed spend allocation to the traveller along with a listing of potential merchants for each spend stream, the potential merchants being extracted from the historic travel expenditure data.