Insurance workflow management server, system and method

An insurance workflow management system comprising:

• a server having at least one processor, memory, and a non-transitory computer-readable medium in data communication with the processor;
• a user terminal configurable as a geographically distributed computing network in network communication with the server, wherein the user terminal comprises a virtual/personal computer having a processor, memory, a hard disk, a video card, a display, and input/output devices;
• and
• a software application installed on the non-transitory computer-readable medium and operated by the server, the software application including software instructions comprising the workflow management system, and wherein the server is configured to execute the software instructions to automatically direct a user through an insurance account binding process by communicating with the server using the user terminal, and
• wherein the system is configured to execute the software instructions to automatically generate a document library stored on at least one of the hard drive of the server and a remote data storage, the document library including a folder structure associated with a particular account, the folder structure being automatically created by the server in response to the server executing the software instructions based on user input and a life cycle of the account, the life cycle comprising account initiation and clearance, and management from clearance through one or more intermediary steps and to invoicing the account, and
• wherein the system comprises or is linked to an automated email server, the automated email server configured to email the account to a 3rd party;
• and
• wherein the software application operating on the server is configured and arranged to provide for a drag and drop feature, wherein the drag and drop feature comprises a user selecting, dragging and dropping an icon representing an electronic file, and automatically saving the file in a named folder corresponding to the electronic file;
• and wherein the server executing the software instructions is configured to enable the user to drag an account submission received into the email server from an insurance agency over the internet, and displayed on a GUI of the display to at least another portion of the GUI to initiate a life cycle.