Systems and methods for determining and dynamically adjusting risk capacity
AssigneeEllevest
InventorsSylvia Kwan, Michael Smith, Melissa Cullens, Alexandria Stried
Life of this patent
Estimating the term…
Abstract
A system for determining risk capacity for portfolio recommendations is provided that includes a user interface that inputs user information and goals. A rules base engine receives the user information and derives risk capacity, wherein the rules base engine provides the user initial portfolio recommendations that are based on the derived risk capacity and goals as well as automatically rebalancing the derived risk capacity as a time horizon approaches.
Claims20
A system for determining risk capacity for portfolio recommendations comprising:
- a user interface for inputting user information and goals;
- and
- a rules base engine that receives the user information and derives risk capacity, wherein the rules base engine provides the user initial portfolio recommendations that are based on the derived risk capacity and goals as well as automatically rebalancing the derived risk capacity as a time horizon approaches.
A method for determining risk capacity for portfolio recommendations comprising:
- inputting user information and goals using a user interface structure;
- deriving risk capacity based on the user information and goals using a rules based engine;
- providing the user initial portfolio recommendations that are based on the derived risk capacity and goals;
- and
- automatically rebalancing the derived risk capacity as a time horizon approaches.
Dependencies are inferred from the claim text.