US 2017/0323299 A1 · FACIAL RECOGNITION IDENTIFICATION FOR IN-STORE PAYMENT TRANSACTIONS

Abstract

The present disclosure relates to systems, methods, and devices for facial recognition identification for in-store payment transactions. In particular, a payment system allows a user to engage in a payment transaction with a merchant to purchase goods or services at an in-store checkout location. For example, one or more implementations involve receiving a payment request to initiate an in-store payment transaction between a user and a merchant, the payment request including an image of the user. One or more embodiments identify a payment account for the user based on the image and send a payment confirmation request to a client device of the user. Additionally, one or more embodiments process the in-store payment transaction based on a confirmation response received from the client device.

Claims20

Dependent claims

A method, comprising:

receiving, by at least one server from a merchant client device, a payment request to initiate an in-store payment transaction between a user and a merchant, wherein the payment request comprises an image of the user;
identifying, by the at least one server, a payment account for the user based on the image of the user;
sending a payment confirmation request to a client device associated with the payment account for the user, the payment confirmation request corresponding to the payment request to initiate the in-store payment transaction;
receiving a confirmation response from the client device to process the in-store payment transaction;
and
processing, using the payment account for the user, the in-store payment transaction based on the received confirmation response.

3 more elements

A system, comprising:

at least one processor;
and
a non-transitory computer readable storage medium comprising instructions that, when executed by the at least one processor, cause the system to:
receive, from a merchant client device, a payment request to initiate an in-store payment transaction between a user and a merchant, wherein the payment request comprises an image of the user;
identify a payment account for the user based on the image of the user;
send a payment confirmation request to a client device associated with the payment account for the user, the payment confirmation request corresponding to the payment request to initiate the in-store payment transaction;
receive a confirmation response from the client device to process the in-store payment transaction;
and
process, using the payment account for the user, the in-store payment transaction based on the received confirmation response.

6 more elements

A non-transitory computer readable storage medium comprising instructions that, when executed by at least one processor, cause a computer system to:

receive, from a merchant client device, a payment request to initiate an in-store payment transaction between a user and a merchant, wherein the payment request comprises an image of the user;
identify a payment account for the user based on the image of the user;
send a payment confirmation request to a client device associated with the payment account for the user, the payment confirmation request corresponding to the payment request to initiate the in-store payment transaction;
receive a confirmation response from the client device to process the in-store payment transaction;
and
process, using the payment account for the user, the in-store payment transaction based on the received confirmation response.

3 more elements

Dependencies are inferred from the claim text.

Facial recognition identification for in-store payment transactions

Life of this patent

Facial recognition identification for in-store payment transactions

Life of this patent

Abstract

Claims20