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AssigneeMastercard International Incorporated
InventorsAsheesh Agarwal, Kshitiz Saxena, HIRALEE MALAVIYA, NEHA SHAH, GIREESH PUNJOT
Estimating the term…
A computer-implemented method and computer system are proposed for assisting a consumer associated with a plurality of payment cards. When the consumer wishes to make a payment transaction, a computer system with access to information about the payment cards and access to at least one consequence database storing information relating to consequences of the making payment using the payment cards, determines consequences of making the payment using each of a plurality of the payment cards. According to the determined consequences, the computer system makes an automatic selection of one of the payment cards to use for the purchase. The computer system's selection may be presented to the consumer as a proposal. Upon the consumer accepting the proposal, the payment transaction is performed using the selected payment card.
A computer-implemented method for proposing a payment card to be used in a payment transaction to a merchant from a consumer associated with a plurality of payment cards, the method including a computer system:
A computer system for proposing a payment card to be used in a payment transaction to a merchant from a consumer associated with a plurality of payment cards, the computer system being arranged, upon receiving information characterizing a payment transaction from the consumer,
A software application for installation on a communication device for operation by a consumer associated with a plurality of payment cards, the software application being operative, when run by a processor of the communication device, to cause the communication device:
Dependencies are inferred from the claim text.