On-demand payment generation transaction systems
AssigneePaypal, Inc.
InventorBhargavkumar Donga
Life of this patent
Estimating the term…
Abstract
Methods and systems for generating on-demand payment instruments are described. A user with a user payment account may perform a transaction with a user device and request an on-demand payment instrument. The request may be communicated to a transaction device. The transaction device may authenticate the request and associate an on-demand payment instrument to the user payment account. Information associated with the on-demand payment instrument information may then be tokenized and communicated to the user device, the merchant, or another party and the information may be entered and/or processed for the transaction.
Claims20
A system comprising:
- a database configured to store, at least, a user payment account;
- a non-transitory memory configured to store instructions;
- and
- one or more hardware processors coupled to the non-transitory memory, and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:
- receiving transactional data associated with a transaction from a user device, wherein the transactional data is generated by a web browser extension associated with the user payment account and comprises authentication data and a request for an on-demand payment instrument;
- authenticating the user payment account and/or a user associated with the user payment account based on the authentication data;
- associating the on-demand payment instrument with the user payment account;
- generating a token comprising information associated with the on-demand payment instrument;
- and
- communicating the token to the user device.
A method for generating an on-demand payment instrument, comprising:
- receiving transactional data associated with a transaction from a user device, wherein the transactional data is generated by a web browser extension associated with the user payment account and comprises authentication data and a request for an on-demand payment instrument;
- authenticating the user payment account and/or a user associated with the user payment account based on the authentication data;
- associating the on-demand payment instrument with the user payment account;
- generating a token comprising information associated with the on-demand payment instrument;
- and
- communicating the token to the user device.
A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:
- receiving transactional data associated with a transaction from a user device, wherein the transactional data is generated by a web browser extension associated with the user payment account and comprises authentication data and a request for an on-demand payment instrument;
- authenticating the user payment account and/or a user associated with the user payment account based on the authentication data;
- associating the on-demand payment instrument with the user payment account;
- generating a token comprising information associated with the on-demand payment instrument;
- and
- communicating the token to the user device.
Dependencies are inferred from the claim text.