US 2017/0323282 A1 · METHODS AND SYSTEMS FOR EXCHANGING AND/OR TRANSFERRING VARIOUS FORMS OF VALUE

Abstract

Methods and systems for exchanging various forms of value, including coins, currency, credit, debit, and/or bank account funds, for prepaid cash cards, credit cards, phone cards, and the like. In one embodiment, a value exchange machine includes a coin input region, a coin sorting/counting apparatus, a card reader, and a communications facility configured to communicate with a remote computer network. In another embodiment, a value exchange system includes one or more of the value exchange machines connected to one or more remote computers via a communications link. A user wishing to purchase, for example, a prepaid cash card can visit one of the value exchange machines, select the desired transaction, and pay for the card with coins, currency, a credit card, a debit card, and/or bank account funds. After confirming payment, the value exchange machine dispenses the card to the user.

Claims21

Dependent claims

A computer implemented method for transferring funds from a first user to a second user, the method comprising:

receiving a request from a first user computer for one or more display pages, the one or more display pages being configured to receive information from the first user related to the transfer of funds from the first user to the second user;
in response to the request, providing the one or more display pages to the first user computer;
receiving information from the first user computer via the one or more display pages, the information including an amount of funds to transfer to the second user, an electronic address of the second user, and a source of funds;
receiving an authorization to debit the source of funds for the amount of funds;
and
in response to receiving the authorization, sending an electronic message to the electronic address of the second user to inform the second user of the amount of funds that has been authorized for transfer to the second user.

3 more elements

A computer implemented method for transferring funds from a first user to a second user, the method comprising:

receiving a request for one or more display pages from a first user computer, the one or more display pages being configured to receive information from the first user related to the transfer of funds from the first user to the second user;
in response to the request, providing the one or more display pages to the first user computer;
receiving information from the first user computer via the one or more display pages, the information including at least an amount of funds;
receiving an authorization to transfer the amount of the funds from the first user to the second user;
and
in response to receiving the authorization, sending a message to the second user to inform the second user of the amount of funds that has been authorized for transfer to the second user.

3 more elements

A method for transferring funds from a first user to a second user, the method comprising:

providing a kiosk for performing money-based transactions, the kiosk including at least a central computer and a user-interface operatively connected to the central computer;
receiving second user information from the first user via the user-interface of the kiosk, the second user information at least partially identifying the second user;
receiving funds information from the first user via the user-interface of the kiosk, the funds information including at least an amount of funds to transfer from the first user to the second user;
sending a request to a remote computer for authorization to transfer the amount of funds to the second user;
receiving an authorization from the remote computer to transfer the amount of funds to the second user;
and
in response to receiving the authorization, sending a message to the second user to inform the second user of the amount of funds that has been authorized for transfer to the second user.

4 more elements

Dependencies are inferred from the claim text.

Methods and systems for exchanging and/or transferring various forms of value

Life of this patent

Methods and systems for exchanging and/or transferring various forms of value

Life of this patent

Abstract

Claims21