System and method of device profiling for transaction scoring and loyalty promotion
AssigneeMastercard International Incorporated
InventorManoneet Kohli
Life of this patent
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Abstract
A method includes receiving current device profile data with respect to a mobile device. The method further includes comparing the received current device profile data with stored reference device profile data. In addition, the method includes making a device authentication determination with respect to the mobile device based at least in part on a result of the comparing step. The received current device profile data and the stored reference device profile data are indicative of at least one application program characteristic of the mobile device.
Claims20
A method comprising:
- receiving current device profile data with respect to a mobile device;
- comparing the received current device profile data with stored reference device profile data;
- and
- making a device authentication determination with respect to the mobile device based at least in part on a result of the comparing step;
- said received current device profile data and said stored reference device profile data indicative of at least one application program characteristic of the mobile device.
A method comprising:
- storing a device profile with respect to a mobile device, the device profile including at least one application program characteristic of the mobile device;
- selecting an offer message, said selecting based at least in part on the device profile;
- and
- sending the selected offer message to the mobile device.
An apparatus comprising:
- a processor;
- and
- a memory in communication with the processor, the memory storing program instructions, the processor operative with the program instructions to perform functions as follows:
- receiving current device profile data with respect to a mobile device;
- comparing the received current device profile data with stored reference device profile data;
- and
- making a device authentication determination with respect to the mobile device based at least in part on a result of the comparing step;
- said received current device profile data and said stored reference device profile data indicative of at least one application program characteristic of the mobile device.
Dependencies are inferred from the claim text.