# US 2017/0285884 A1 · Systems, devices, and methods for distributed processing for preauthorized payment

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- Number: US 2017/0285884 A1
- Document ID: US20170285884A1
- Status: Published application
- Kind: A1
- Application number: 15/622,989
- Filed: 2017-06-14
- Published: 2017-10-05
- Earliest claimed: 2015-04-30
- Assignees: Wal-Mart Stores, Inc.
- Applicants: Wal-Mart Stores, Inc.
- Inventors: Stephen Tyler Caution; Douglas Jahe Ryner
- Web page: https://patentgrep.com/patent/US20170285884A1

## CPC

- G06F 3/0481: based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance
- G06Q 20/20: Point-of-sale [POS] network systems
- G06Q 20/202: {Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR}
- G06Q 20/3224: {Transactions dependent on location of M-devices}
- G06Q 20/4033: {Local solvency checks}
- G06Q 20/405: {Establishing or using transaction specific rules}
- G06F: ELECTRIC DIGITAL DATA PROCESSING (computer systems based on specific computational models G06N)
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

Provided herein are methodologies, systems, apparatus, and non-transitory computer-readable media for configuring a graphical user interface of an electronic display device for enabling preauthorized payment of products or services using distributed processing. A customer may interact with a kiosk or terminal to identify themselves and initiate the process for dynamically computing an active preauthorization limit. Items may then be added to the customer's balance at various point of sale terminals or scanning locations within the facility. Total cost of the items is compared to the active preauthorization limit. Once the customer is finished shopping, a GUI can present them with an authorization screen showing their shopping balance and requesting authorization. The user can interact with the GUI to approve the total via the GUI without the need to produce their card or payment method at checkout.

## Claims

### Claim 1

A method for item identification, the method comprising:
receiving identification information associated with an individual with a first sensor located within a facility;
receiving identification information associated with one or more items acquired by the individual within the facility with one or more second sensors;
transmitting the identification information associated with the individual and the identification information associated with the one or more items from the first sensor and the one or more second sensors to a computing device;
calculating, with the computing device, a total cost of the one or more items acquired by the individual; and
transmitting a notification of the total cost from the computing device to a mobile device associated with the individual when the individual exits a pre-defined portion of the facility.

### Claim 2 (depends on 1)

The method of claim 1, wherein the first sensor includes a proximity locator configured to detect an electronic marker associated with the individual.

### Claim 3 (depends on 1)

The method of claim 1, wherein the first sensor is configured to automatically detect the individual entering the facility.

### Claim 4 (depends on 1)

The method of claim 1, wherein the first sensor includes a sensor located at an entrance of the facility.

### Claim 5 (depends on 1)

The method of claim 1, wherein the first sensor is configured to receive identification information associated with the individual from a smart phone or a smart wallet associated with the individual.

### Claim 6 (depends on 1)

The method of claim 1, wherein the one or more second sensors includes an RFID reader, Bluetooth detector, low energy Bluetooth detector, near field communication detector, or tunnel scanning device.

### Claim 7

A method for item identification, the method comprising:
receiving, via a user-machine interface, identification information associated with an individual while the individual is within a facility;
receiving identification information associated with one or more items acquired by the individual within the facility via one or more sensors;
transmitting the identification information associated with the individual and the identification information associated with the one or more items from the user machine interface and the one or more sensors to a computing device;
calculating, with the computing device, a total cost of the one or more items acquired by the individual;
transmitting a notification of the total cost from the computing device to a mobile device associated with the individual when the individual exits a pre-defined portion of the facility.

### Claim 8 (depends on 7)

The method of claim 7, wherein the user-machine interface includes an IR reader, wireless access point, RFID reader, magnetic card reader, QR code reader, biometric scanner, near field communication detector, Bluetooth detector, low energy Bluetooth detector, wand scanner, integrated-circuit chip reader, or geolocation device.

### Claim 9 (depends on 7)

The method of claim 7, wherein the user-machine interface is configured to automatically detect the individual entering the facility.

### Claim 10 (depends on 7)

The method of claim 7, wherein the user-machine interface includes a sensor located at an entrance of the facility.

### Claim 11 (depends on 7)

The method of claim 7, wherein the user-machine interface is configured to receive identification information associated with the individual from a smart phone or a smart wallet associated with the individual.

### Claim 12 (depends on 7)

The method of claim 7, wherein the one or more sensors includes an RFID reader, Bluetooth detector, low energy Bluetooth detector, near field communication detector, or tunnel scanning device.

### Claim 13

A system for identifying items comprising:
a first sensor in a facility that is configured to receive identification information associated with an individual;
one or more second sensors within the facility that are configured to receive identification information associated with one or more items acquired by the individual within the facility; and
a computing device configured to:
receive the identification information associated with the individual and the identification information associated with the one or more items from the first sensor and the one or more second sensors;
calculate a total cost of the one or more items acquired by the individual; and
transmit a notification of the total cost from the computing device to a mobile device associated with the individual when the individual exits a pre-defined portion of the facility.

### Claim 14 (depends on 13)

The system of claim 13, wherein the first sensor includes a proximity locator configured to detect an electronic marker associated with the individual.

### Claim 15 (depends on 13)

The system of claim 13, wherein the first sensor is configured to automatically detect the individual entering the facility.

### Claim 16 (depends on 13)

The system of claim 13, wherein the first sensor includes an IR reader, wireless access point, RFID reader, magnetic card reader, QR code reader, biometric scanner, near field communication detector, Bluetooth detector, low energy Bluetooth detector, wand scanner, integrated-circuit chip reader, or geolocation device.

### Claim 17 (depends on 13)

The system of claim 13, wherein the first sensor is configured to receive identification information associated with the individual from a smart phone or a smart wallet associated with the individual.

### Claim 18 (depends on 13)

The system of claim 13, wherein the one or more second sensors includes an RFID reader, Bluetooth detector, low energy Bluetooth detector, near field communication detector, or tunnel scanning device.

### Claim 19 (depends on 13)

The system of claim 13, wherein the computing device is further configured to trigger a display of a graphical user interface on the mobile device associated with the individual.

### Claim 20 (depends on 19)

The system of claim 19, wherein the graphical user interface is configured to display the notification of the total cost.
