# US 2016/0364804 A1 · Browser extension for capturing vehicle information from webpage for generating insurance rate quote

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- Number: US 2016/0364804 A1
- Document ID: US20160364804A1
- Status: Published application
- Kind: A1
- Application number: 14/839,203
- Filed: 2015-08-28
- Published: 2016-12-15
- Earliest claimed: 2015-06-10
- Assignees: State Farm Mutual Automobile Insurance Company
- Applicants: State Farm Mutual Automobile Insurance Company
- Inventors: Jeffery L. Olson
- Web page: https://patentgrep.com/patent/US20160364804A1

## CPC

- G06Q 40/08: Insurance
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

A browser extension for facilitating a user of a mobile device obtaining an insurance rate quote for a vehicle (or other property, real or personal) from an insurance provider, wherein vehicle information identifying the vehicle is provided on a webpage. The browser extension searches the webpage for vehicle information identifying one or more vehicles. The user is prompted to select the vehicle(s) for which the insurance rate quote is desired from a list of the vehicles is found on the webpage. The browser extension passes the vehicle information for the selected vehicle to a program application. The program application obtains user information useful for generating the insurance rate quote. Based upon the vehicle information and the user information, the program application generates and displays for the user the insurance rate quote for the vehicle. Additionally, the user may be similarly offered a loan and/or an extended warranty for the vehicle.

## Claims

### Claim 1

A computer-implemented method for facilitating a user of a mobile device obtaining an insurance rate quote for a vehicle from an insurance provider, wherein vehicle information identifying the vehicle is provided on a webpage, the method comprising:
using a browser extension to search the webpage for the vehicle information identifying the vehicle;
prompting the user to select the vehicle for which the insurance rate quote is desired from a list of one or more vehicles for which vehicle information identifying the one or more vehicles is found on the webpage;
automatically passing the vehicle information for which the insurance rate quote is desired from the browser extension to a program application;
obtaining user information for generating an insurance rate quote; and
generating based upon the vehicle information and the user information and displaying for the user the insurance rate quote for the vehicle to facilitate providing an insurance product to the user.

### Claim 2 (depends on 1)

The computer-implemented method as set forth in claim 1, wherein the vehicle for which the insurance rate quote is desired is selected from the group consisting of: cars, trucks, motorcycles, boats, airplanes, personal watercraft, all-terrain vehicles, riding lawnmowers, and recreational vehicles.

### Claim 3 (depends on 1)

The computer-implemented method as set forth in claim 1, wherein the vehicle information identifying the vehicle is selected from the group consisting of: vehicle identification numbers, makes, models, manufacturing years, colors, engines, and conditions.

### Claim 4 (depends on 1)

The computer-implemented method as set forth in claim 1, wherein the webpage is selected from the group consisting of: vehicle dealers' webpage, online marketplace webpages, online bulletin board webpages, and newspaper online classified webpages.

### Claim 5 (depends on 1)

The computer-implemented method as set forth in claim 1, further including allowing the user to indicate a portion of the webpage in which the vehicle information identifying the vehicle is found, and limiting the search for the vehicle information to the indicated portion of the webpage.

### Claim 6 (depends on 1)

The computer-implemented method a set forth in claim 1, further including indicating for the user where on the webpage the vehicle information was found.

### Claim 7 (depends on 6)

The computer-implemented method as set forth in claim 6, further including visually depicting the browser extension searching the webpage for the vehicle information.

### Claim 8 (depends on 1)

The computer-implemented method as set forth in claim 1, further including, prior to passing the vehicle information to the program application, prompting the user to discontinue the process of obtaining the rate quote and close the browser extension, or to continue the process of obtaining the rate quote and pass the vehicle information to the program application.

### Claim 9 (depends on 1)

The computer-implemented method as set forth in claim 1, wherein passing the vehicle information to the program application includes automatically populating one or more fields in the program application.

### Claim 10 (depends on 1)

The computer-implemented method as set forth in claim 1, wherein passing the vehicle information to the program application includes storing the vehicle information in an electronic memory location which is accessible to both the browser extension and the program application.

### Claim 11 (depends on 1)

The computer-implemented method as set forth in claim 1, wherein passing the vehicle information to the program application includes passing the vehicle information to an intermediate program, closing the browser extension, and passing the vehicle information from the intermediate program to the program application.

### Claim 12 (depends on 1)

The computer-implemented method as set forth in claim 1, wherein obtaining user information includes—
if the user is an existing customer of the insurance provider, retrieving the user information from the insurance provider for generating the insurance rate quote; and
if the user is not an existing customer of the insurance provider, prompting the user to provide the user information for generating the insurance rate quote,
wherein the user information is selected from the group consisting of: names, ages, addresses, and numbers of driving miles in a particular time period.

### Claim 13 (depends on 12)

The computer-implemented method as set forth in claim 12, further including saving the user information for future use by the browser extension or program application.

### Claim 14 (depends on 12)

The computer-implemented method as set forth in claim 12, further including if the user is an existing customer of the insurance provider—
prompting the user to indicate whether the vehicle for which the insurance rate quote is desired will replace an existing vehicle insured by the user, and—
if so, listing one or more existing vehicles insured by the user and prompting the user to select the vehicle to be replaced, and
if not, prompting the user to provide an approximate number of miles that the vehicle for which the insurance rate quote is desired will be driven in a particular time period.

### Claim 15

The computer-implemented method as set forth 1, wherein if the user selects a plurality of vehicles for each of which an insurance rate quote is desired, further including displaying the plurality of insurance rate quotes simultaneously to facilitate a comparison of the cost of insuring each vehicle.

### Claim 16 (depends on 1)

The computer-implemented method as set forth in claim 1, further including offering to finance the user's acquisition of the vehicle for which the insurance rate quote is desired, and, if the user accepts the offer, passing the vehicle information and the user information to the same or another program application that generates and displays for the user an interest rate quote.

### Claim 17 (depends on 1)

The computer-implemented method as set forth in claim 1, further including offering to provide an extended warranty on the vehicle for which the insurance rate quote is desired, and, if the user accepts the offer, passing the vehicle information and the user information to the same or another program application that generates and displays for the user an extended warranty price quote.

### Claim 18

A computer-implemented method for facilitating a user of a mobile device obtaining an insurance rate quote for a property from an insurance provider, wherein property information identifying the property is provided on a webpage, the method comprising:
using a browser extension to search the webpage for the property information identifying the property;
prompting the user to select the property for which the insurance rate quote is desired from a list of one or more properties for which property information identifying the one or more properties is found on the webpage;
automatically passing the property information from the browser extension to a program application; and
generating and displaying for the user the insurance rate quote for the property to facilitate providing an insurance product to the user.

### Claim 19

A computer system for facilitating a user of a mobile device obtaining an insurance rate quote for a vehicle from an insurance provider, wherein vehicle information identifying the vehicle is provided on a webpage, the computer system comprising:
a communication element configured to receive and transmit communications via a network,
a memory element configured to store information,
a display configured to display information to the user, and
a processing element electronically coupled to the communication element and the memory element and configured to perform the following:
using a browser extension to search the webpage for the vehicle information identifying the vehicle;
prompting the user to select the vehicle for which the insurance rate quote is desired from a list of one or more vehicles for which vehicle information identifying the one or more vehicles is found on the webpage;
automatically passing the vehicle information from the browser extension to a program application;
obtaining user information for generating the insurance rate quote; and
generating based upon the vehicle information and the user information and presenting on the display the insurance rate quote for the vehicle.

### Claim 20 (depends on 19)

The computer system as set forth in claim 19, wherein the vehicle for which the insurance rate quote is desired is selected from the group consisting of: cars, trucks, motorcycles, boats, airplanes, personal watercraft, all-terrain vehicles, riding lawnmowers, and recreational vehicles.
