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US 2016/0239818 A1Published application
Methods and systems for wallet enrollment
AssigneePaypal, Inc.
InventorKevin Laracey
Life of this patent
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Abstract
Embodiments of the present invention relate to systems, methods, processes, computer program code, and means for creating digital wallets for users. In some embodiments, digital wallets are created, at least in part, on information obtained from payment transactions conducted by users.
Claims20
A digital wallet enrollment system comprising:
- a non-transitory memory;
- and
- one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:
- receiving a wallet request message associated with a transaction, wherein the wallet request message comprises user contact information and user payment account data determined from information processed from a captured image of a payment device of the user, wherein the captured image comprises payment device information;
- creating a digital wallet seed record from, at least, the wallet request message, wherein the digital wallet seed record comprises information associated with at least one of the user name, the account identification number, and/or the expiration date;
- and
- transmitting information associated with the digital wallet seed record to the user using the user contact information.
4 more elements
A method of conducting a digital wallet registration comprising:
- receiving a wallet request message associated with a transaction, wherein the wallet request message comprises user contact information and user payment account data determined from information processed from a captured image of a payment device of the user, wherein the captured image comprises payment device information;
- creating a digital wallet seed record from, at least, the wallet request message, wherein the digital wallet seed record comprises information associated with at least one of the user name, the account identification number, and/or the expiration date;
- and
- transmitting information associated with the digital wallet seed record to the user using the user contact information.
1 more element
Dependencies are inferred from the claim text.