Method and system for managing an employer sponsored incentive program

An apparatus comprising:

• at least one processor;
• and
• at least one memory including computer program code for one or more programs,
• the at least one memory and the computer program code configured to, with the at least one processor, cause the apparatus to perform at least the following:
• process and/or facilitate a processing of profile information associated with a user of a device to determine a status of the user as an employee of an employer;
• determine an enrollment status of the employer for enabling the purchase of a benefit, an item, or a combination thereof from a service provider as an employer sponsored benefit, a participation level of the user, or a combination thereof based on the status of the user;
• and
• initiate a request to purchase the benefit, the item, or a combination thereof on behalf of the user based on an incentive policy established by the employer, the enrollment status, the participation level, or a combination thereof.

A computer readable storage medium including one or more sequences of one or more instructions which, when executed by one or more processors, cause an apparatus to at least perform:

• a processing of profile information associated with a user of a device to determine a status of the user as an employee of an employer;
• a determining of an enrollment status of the employer for enabling the purchase of a benefit, an item, or a combination thereof from a service provider as an employer sponsored benefit, a participation level of the user, or a combination thereof based on the status of the user;
• and
• an initiating of a request to purchase the benefit, the item, or a combination thereof on behalf of the user based on an incentive policy established by the employer, the enrollment status, the participation level, or a combination thereof.