Destination device billing according to call recipient
AssigneePaypal, Inc.
InventorsMichael Wayne Brown, Joseph Herbert McIntyre, Michael A. Paolini, James Mark Weaver, Scott Lee Winters
Life of this patent
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Abstract
A method, system, and program for billing for service provided to destination device according to the calling plan of the individual receiving the call. An authenticated identity for a callee answering a call placed to a destination device is received at an intermediary device. The intermediary device then accesses a billing plan for the authenticated identity of the callee and loads the billing plan for specifying charges for the call, such that telephone service billed to the callee is accessible at multiple destination devices.
Claims20
A method comprising:
- receiving, by a financial service, an authenticated identifier for a first user from a destination device during a data transmission between the first user and a second user at an origin device for the data transmission;
- authenticating an identity of the first user using the authenticated identifier through an authentication service in communication with the financial service;
- accessing financial information for the first user using the authenticated identifier;
- receiving a fund transfer request between the first user and the second user during the data transmission;
- and
- processing the fund transfer request using the financial information.
A financial service system, comprising:
- a non-transitory memory;
- one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the financial service system to perform operations comprising:
- receiving, by a financial service system, an authenticated identifier for a first user from a destination device during a data transmission between the first user and a second user at an origin device for the data transmission;
- authenticating an identity of the first user using the authenticated identifier through an authentication service in communication with the financial service system;
- accessing financial information for the first user using the authenticated identifier;
- receiving a fund transfer request between the first user and the second user during the data transmission;
- and
- processing the fund transfer request using the financial information.
A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:
- receiving, by a financial service, an authenticated identifier for a first user from a destination device during a data transmission between the first user and a second user at an origin device for the data transmission;
- authenticating an identity of the first user using the authenticated identifier through an authentication service in communication with the financial service;
- accessing financial information for the first user using the authenticated identifier;
- receiving a fund transfer request between the first user and the second user during the data transmission;
- and
- processing the fund transfer request using the financial information.
Dependencies are inferred from the claim text.