Comprehensive Financial Plan Generator, Client-to-Client Comparative Analytics Tool, Advisor Ratings, Overall Financial Wellness Rating System and On-Demand Decision Analysis, Data Importation Aggregator

A method for providing direct-to-consumer financial analysis and advisor comparison, comprising the steps of:

• providing a storage;
• providing a website in electronic communication with a server;
• allowing a plurality of users access to the system only if they have paid for a subscription to the system;
• receiving through the website user information from the plurality of users, the user information including estate, insurance, tax, and investment information for each of the plurality of users;
• storing the user information in the storage;
• using the user information to automatically calculate a financial wellness score for each of the plurality of users, the financial wellness score shown as a single number and representing a comprehensive financial analysis;
• using the user information to automatically create a prioritized to-do list for each of the plurality of users, the to-do list representing tasks to be completed to increase financial wellness;
• using the user information to automatically generate comparisons, the comparisons including fees charged by investment advisors and investment performances of the investment advisors;
• displaying the financial wellness score, to-do list, and comparisons to each of the plurality of users after being allowed access to the system.

A direct-to-consumer financial analysis and advisor comparison system, comprising:

• a website in electronic communication with a server, the website receiving user information from a plurality of users, the user information including estate, insurance, tax, and investment information for each of the plurality of users;
• the website having a spreadsheet interface with at least one formula, a first sheet of the spreadsheet interface allowing a user to paste in financial information, at least one second sheet providing financial reporting using the at least one formula and the financial information pasted into the first sheet, the spreadsheet interface allowing the user to change data on the at least one second sheet, the at least one formula automatically using the changed data to allow the user to immediately see updated financial reporting without refreshing the website, the changed data only saved to the system when the user selects a save button;
• an interface including computer instructions executing on computer hardware, the interface only allowing the plurality of users access to the system if they have paid for a subscription to the system;
• a system aggregator including computer instructions executing on computer hardware, the system aggregator receiving the user information for each of the plurality of users,
• the system aggregator using the user information to automatically calculate a financial wellness score for each of the plurality of users, the financial wellness score shown as a single number and representing a comprehensive financial analysis, the financial wellness score weighted according to objectives provided by user;
• the system aggregator using the user information to automatically create a prioritized to-do list for each of the plurality of users, the to-do list representing tasks to be completed to increase financial wellness;
• a comparer including computer instructions executing on computer hardware, the comparer receiving the user information for each of the plurality of users, the comparer using the user information to automatically generate comparisons, the comparisons including fees charged by investment advisors and investment performances of the investment advisors;
• the website displaying the financial wellness score, to-do list, and comparisons to each of the plurality of users after being allowed access to the system by the interface.