US 2016/0110810 A1Published application

Research Systems and Methods for Integrating Query Data and Individual User Profile

AssigneeFmr LLC

InventorsRohith Kottamangalam Ashok, Stein Erik Eriksen, Srinivasa R. Vagwala, Ramnik Mayor

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Abstract

Systems and computerized methods are described for providing a research result tailored to user profile data of an account owner. A first server computing device generates a research request based on retrieved user profile data and user query data received from a client device, and transmits the research request to a second server computing device aggregating research data ingested from information sources. The first server computing device receives a research response from the second server computing device and analyzes the research response using a first predetermined metric threshold based on at least a confidence rating associated with each item of research data in the response, and a predetermined reliability rating of its associated information source. The first server computing device formats a research result including the items of research data that exceed the first predetermined metric threshold, and provides the research result to the client device.

Claims24

Dependent claims

A computerized method for providing a research result tailored to user profile data of an account owner, the method comprising:

receiving, by a first server computing device, user query data from a client device;
retrieving, by the first server computing device, user profile data associated with an account owner of one or more financial accounts;
generating, by the first server computing device, a research request based on the user profile data and the user query data;
transmitting, by the first server computing device, the research request to a second server computing device, the second server computing device aggregating research data ingested from a plurality of information sources;
receiving, by the first server computing device, a research response from the second server computing device, the research response including:
(i) a list of items of research data corresponding to the research request, and;
(ii) a confidence rating associated with each item of research data;
analyzing, by the first server computing device, the list of items of research data in the research response using a first predetermined metric threshold, the first predetermined metric threshold based on at least:
(i) the confidence rating associated with each item of research data;
and
(ii) a predetermined reliability rating of the information source associated with each item of research data;
formatting, by the first server computing device, a research result including the items of research data that exceed the first predetermined metric threshold;
and
providing, by the first server computing device, the research result to the client device.

11 more elements

A computerized method for providing a research alert tailored to user profile data of an account owner, the method comprising:

receiving, by a first server computing device, a research response including a plurality of items of research data from a second server computing device, the second server computing device aggregating research data from a plurality of real-time information sources;
determining, by the first server computing device, an impact to an investment vehicle discussed in one or more items of research data, wherein the impact is predicted or realized, and wherein the impact is further an increase in a value of the investment vehicle, a decrease in a value of the investment vehicle, or a substantially unchanging value of the investment vehicle;
retrieving, by the first server computing device, user profile data associated with an account owner of one or more financial accounts;
determining, by the first server computing device, an impact to a value of an investment portfolio owned by the account owner based on the impacted investment vehicle discussed in the one or more items of research data;
assigning, by the first server computing device, a weight value to each of the one or more items of research data discussing the impacted investment vehicle, the weight value being based on one or more of:
(i) a predetermined reliability rating of the information source associated with each of the one or more items of research data discussing the impacted investment vehicle;
and
(ii) a ratio of the value of the impacted investment vehicle in the investment portfolio owned by the account owner to the overall value of the investment portfolio owned by the account owner;
formatting, by the first server computing device, a research alert including the one or more items of research data discussing the impacted investment vehicle having a weight value that exceeds a first predetermined metric threshold;
and
providing, by the first server computing device, the research alert to the account owner.

8 more elements

Dependencies are inferred from the claim text.