Global receipt card system and method

A system for dynamically collecting global purchase data from business transactions between a consumer and a plurality of merchants, comprising:

• a mobile device for communicating with the one or more merchant devices, the mobile device displaying a barcode on a display screen where the barcode is for identifying the consumer and where the barcode on the display screen of the mobile device is presented to the one or more merchant devices during the business transactions;
• one or more merchant devices utilized by one or more unrelated merchants in the plurality of merchants for completing the business transactions with the consumer, where at least two of the plurality of merchants are unrelated and the one or more merchant devices comprising:
• a card reader for reading the barcode on the mobile device;
• and
• a processing circuit, in communication with card reader, the processing circuit configured to generate a consumer identifier signal from the barcode;
• and
• a database, in communication with the one or more merchant devices, for receiving the consumer identifier signal, transmitted from the one or more merchant devices, and transforming the consumer identifier signal into a memory location in the database for recording and storing the global purchase data of the business transactions between the consumer and the one or more unrelated merchants in the plurality of merchants upon completion of the business transactions, the global purchase data of the business transactions are transformed into a business transaction signal which is transmitted directly from the one or more merchant devices to the database where the global purchase data in the business transaction signal is extracted and stored in the memory location of the database identified in the consumer identifier signal and where the database provides the consumer with a complete, readily accessible history of all purchases associated with the consumer identifier;
• and
• a computing device, in communication with the database, allowing the consumer to access the database to search the global purchase data of the business transactions with the one or more unrelated merchants in the plurality of merchants and download the global purchase data onto the computing device, the downloaded global purchase data is compiled and summarized in a table;
• and
• wherein the consumer is provided access to a history of all the business transactions with the one or more unrelated merchants in the plurality of merchants;
• wherein a merchant can only modify the recorded business transaction data of the consumer stored on the database when the consumer is logged into the database.

A system for dynamically collecting global purchase data from business transactions between a consumer and a plurality of merchants, comprising:

• a global infinity card having a barcode for identifying the consumer;
• one or more merchant devices utilized by one or more unrelated merchants in the plurality of merchants for completing the business transactions with the consumer, the one or more merchant devices comprising:
• a card reader for reading the barcode on the global infinity card;
• a network interface, coupled to the card reader, for communicating over a wireless network;
• a processing circuit, coupled to the network interface and the card reader, adapted to:
• obtain a consumer identifier from the consumer during a business transaction, using the card reader, between the consumer and a merchant in the plurality of merchants, the consumer identifier used for collecting the global purchase data from the business transaction;
• complete the business transaction between the consumer and the merchant in the plurality of merchants;
• and
• transmit the global purchase data from the business transaction to the database, upon completion of the business transaction, where the consumer business transaction data is associated with the consumer identifier;
• a database, in communication with the one or more merchant devices, for receiving the consumer identifier signal, transmitted from the one or more merchant devices, and transforming the consumer identifier signal into a memory location in the database for recording and storing the global purchase data of the business transactions between the consumer and the one or more unrelated merchants in the plurality of merchants;
• and
• a computing device, in communication with the database, allowing the consumer to access the database to search the global purchase data of the business transactions with the one or more unrelated merchants in the plurality of merchants and download the global purchase data onto the computing device, the downloaded global purchase data is compiled and summarized in a table;
• and
• wherein the consumer is provided access to a history of all the business transactions with the one or more unrelated merchants in the plurality of merchants;
• wherein a merchant can only modify the recorded business transaction& data of the consumer stored on the database when the consumer is logged into the database.