Providing Enhanced User Authentication Functionalities
AssigneeBank of America Corporation
InventorsAndrew T. Keys, Mark A. Pender, Jennifer Pacholski
Life of this patent
Estimating the term…
Loading patent…
AssigneeBank of America Corporation
InventorsAndrew T. Keys, Mark A. Pender, Jennifer Pacholski
Estimating the term…
Methods, systems, apparatuses, and computer-readable media for providing enhanced user authentication functionalities are presented. In one or more embodiments, a server computing device may authenticate a user of a user computing device to a customer portal. Subsequently, the server computing device may receive a click-to-call request from the user computing device. In response to receiving the click-to-call request, the server computing device may generate a one-time passcode for the user. Then, the server computing device may provide the one-time passcode to the user. Thereafter, the server computing device may receive one-time-passcode input from an interactive voice response (IVR) server, and such input may be received from a caller. The server computing device then may validate the one-time-passcode input based on the one-time passcode provided to the user. In response to validating the one-time-passcode input, the server computing device may cause the IVR server to authenticate the caller as the user.
A method, comprising:
A system, comprising:
One or more non-transitory computer-readable media storing instructions that, when executed by a computing platform comprising at least one processor and memory, cause the computing platform to:
Dependencies are inferred from the claim text.