System and method for performing dwelling maintenance analytics on insured property

A sensor system for capturing data, the system comprising:

• a plurality of sensor devices each configured to capture a different attribute of a property, each sensor device having a transmitter with an associated IP address coupled to a wireless network for transmitting the captured data;
• a data storage component wirelessly coupled to each of the plurality of sensors devices via the IP address of the transmitter for each of the sensor devices wherein the data storage component is configured to aggregate captured data regarding different attributes of the dwelling received from each of the sensor devices;
• a communication component coupled to the data storage component configured to encrypt and transmit the aggregated captured encrypted data via a network;
• a computer management module coupled to the communication device, via the network, and programmed to:
• (i) receive captured encypted data from the communication device regarding the various attributes of the dwelling;
• (ii) analyze the captured encypted data regarding the various attributes of the dwelling to determine a maintenance profile associated with the insured property;
• (iii) using the maintenance profile, determine if an event relating to the insured property was caused by maintenance neglect;
• and
• (iv) analyze an insurance policy associated with the property to determine coverage applicability for an event determined caused by maintenance neglect.