Device and method for populating a legal filing with an individual's name from a government-issued identification document
AssigneeC T Corporation System
InventorsRichard D. Vanko, Ian Campbell, Shawn Kastle
Life of this patent
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Abstract
A device and method for populating a legal filing with an individual's name exactly as it appears on a government-issued identification document. The individual's name is read using a symbolic barcode on the government-issued identification document without storing, or even reading, other information contained in the symbolic bar code that may contravene applicable laws or regulations relating to the storage of such information. The individual's name exactly as it appears on the government-issued identification document is used to populate a legal filing document.
Claims20
A method for validating individual debtor information to perfect a creditor's security interest, the method comprising:
- receiving, by an electronic circuit, a digital image of an individual debtor's government-issued identification document, wherein the digital image contains at least one bar code;
- decoding the at least one bar code, by the electronic circuit, to retrieve information about the individual debtor from the at least one bar code, said information including at least an exact name of the individual debtor;
- stripping from said information about the individual debtor fields that are the debtor's race, gender, able-bodied status, age, national origin, sexual orientation, religion, criminal history, or social security number;
- storing the exact name of the individual debtor in an electronic storage medium without storing or collecting the debtor's race, gender, able-bodied status, age, national origin, sexual orientation, religion, criminal history, or social security number;
- obtaining a security interest form from a source location, said security interest form having at least fields for the exact name of the individual debtor;
- populating the name fields of the security interest form with the individual debtor's exact name;
- and
- outputting the security interest form containing at least the populated name fields.
A system for validating individual debtor information to perfect a creditor's security interest, the system comprising:
- a communications network interface;
- one or more computer processors;
- one or more memories coupled to the one or more processors;
- wherein the one or more memories include computer executable instructions stored thereon that, when executed by the one or more processors, cause the one or more processors to:
- receive an image via the communications network interface of an individual debtor's government-issued identification document, wherein the image contains at least one bar code;
- decode the at least one bar code to retrieve information about the individual debtor from the at least one bar code, said information including at least an exact name of the individual debtor;
- strip from said information about the individual debtor fields that are the debtor's race, gender, able-bodied status, age, national origin, sexual orientation, religion, criminal history, or social security number;
- store the exact name of the individual debtor in an electronic storage medium without storing or collecting the debtor's race, gender, able-bodied status, age, national origin, sexual orientation, religion, criminal history, or social security;
- obtain a security interest form from a source location, said security interest form having at least fields for the exact name of the individual debtor;
- populate the name fields of the security interest form with the individual debtor's exact name;
- and
- output the security interest form containing at least the populated name fields.
A method for validating individual debtor information to perfect a creditor's security interest, the method comprising:
- receiving, by an electronic circuit, an name from an individual debtor exactly as it appears on a government-issued identification document;
- storing the exact name of the individual debtor in an electronic storage medium without storing or collecting the debtor's race, gender, able-bodied status, age, national origin, sexual orientation, criminal history, or social security number;
- obtaining a security interest form from a source location, said security interest form having at least fields for the name of the individual debtor;
- populating the name fields of the security interest form with the individual debtor's exact name;
- outputting the security interest form containing at least the populated name fields;
- and
- wherein the debtor's race, gender, able-bodied status, age, national origin, sexual orientation, religion, criminal history, or social security number was stripped from information decoded from a barcode on a government-issued identification document.
Dependencies are inferred from the claim text.