Dynamic card validation
AssigneeBank of America Corporation
InventorsAmanda J. Adams, Lawrence R. LaBella
Life of this patent
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Abstract
A card validation system comprises an interface and one or more processors. The interface receives a request to validate a card and a set of cell identifiers of a card validation matrix from a user. The set of cell identifiers are determined by the user. The interface further receives one or more received cell values corresponding to the set of cell identifiers of the card validation matrix. The one or more processors determines a set of stored cell values corresponding to the set of cell identifiers of the card validation matrix and compares the set of received cell values to the set of stored cell values. Based at least in part upon the comparison, the one or more processors determine whether the card is validated.
Claims20
A card validation system, comprising:
- an interface operable to:
- receive a request to validate a card;
- receive a set of cell identifiers of a card validation matrix from a user, the set of cell identifiers determined by the user;
- receive one or more received cell values corresponding to the set of cell identifiers of the card validation matrix;
- one or more processors communicatively coupled to the interface and operable to:
- determine a set of stored cell values corresponding to the set of cell identifiers of the card validation matrix;
- compare the set of received cell values to the set of stored cell values;
- and
- based at least in part upon the comparison, determine whether the card is validated.
A non-transitory computer-readable medium encoded with logic, the logic operable when executed to:
- receive a request to validate a card;
- receive a set of cell identifiers of a card validation matrix from a user, the set of cell identifiers determined by the user;
- receive a set of received cell values corresponding to the set of cell identifiers of the card validation matrix;
- determine a set of stored cell values corresponding to the set of cell identifiers of the card validation matrix;
- compare the set of received cell values to the set of stored cell values;
- and
- based at least in part upon the comparison, determine whether the card is validated.
A card validation method, comprising:
- electronically receiving a request to validate a card;
- electronically receiving a set of cell identifiers from a user, the set of cell identifiers determined by the merchant;
- electronically receiving a set of received cell values corresponding to the set of cell identifiers of the card validation matrix;
- determining a set of stored cell values corresponding to the set of cell identifiers of the card validation matrix;
- comparing the set of received cell values to the set of stored cell values;
- and
- based at least in part upon the comparison, determining whether the card is validated.
Dependencies are inferred from the claim text.