Device and method for conducting financial services business via remote video conference

A device for conducting any and all of the business of financial services, including but not limited to:

• deposits and withdrawals, funds transfers, account opening, adding, changing, and/or terminating account products and services, loan applications and closings, and receiving general information and assistance, via remote video conference from a fully automated self-service terminal, comprising:
• a mold of roughly the size and shape of a standard office desk, which contains the remaining components, a touch-interface monitor screen located at face level for the seated operator, a microphone and audio speakers located at face level for the seated operator, an electronic signature pad, a document printer, a document scanner, a smaller scanner specifically for the scanning of photographic identification cards including but not limited to drivers' licenses (the “ID seamier”);
• allowing the operator to enter commands by touch on the monitor screen and thereby connect with a representative of the operator's financial institution and enter a real-time video conference;
• allowing the operator to enter identification by the ID scanner;
• allowing the operator to send documents to the representative of the operator's financial institution by means of the larger scanner;
• and allowing the operator to receive documents by means of the document printer.