Systems and methods for providing fraud indicator data within an authentication protocol

A computer-based method for providing fraud indicator data within an authentication system including an authentication protocol, the method implemented using a computer device including a processor and a memory, said method comprising:

• identifying fraud feature data associated with a payment card transaction, wherein the payment card transaction includes a suspect consumer presenting a payment card from a digital wallet of a privileged cardholder;
• computing a first risk score for the payment card transaction based at least in part on the fraud feature data;
• generating a message in the authentication protocol, the message including at least one extension field, wherein the first risk score is included within the at least one extension field;
• and
• transmitting the message with the first risk score included within the at least one extension field to a party associated with the payment card transaction for use during authentication of the payment card transaction.

At least one non-transitory computer-readable storage media having computer-executable instructions embodied thereon, wherein when executed by at least one processor, the computer-executable instructions cause the processor to:

• identify fraud feature data associated with a payment card transaction, wherein the payment card transaction includes a suspect consumer presenting a payment card from a digital wallet of a privileged cardholder;
• compute a first risk score for the payment card transaction based at least in part on the fraud feature data;
• generate a message in the authentication protocol, the message including at least one extension field, wherein the first risk score is included within the at least one extension field;
• and
• transmit the message with the first risk score included within the at least one extension field to a party associated with the payment card transaction for use during authentication of the payment card transaction.