System and Method of Generating and Using Bilaterally Generated Variable Instant Passwords

A method of classifying a USER upon gaining access to the system of a SERVICE PROVIDER using variable passwords, the system comprising a server for controlling access to a domain and a memory device containing a USER data base, the USER connecting to the server by a network using a computer, the method comprising:

• storing an authentication device comprised of a master variable character set and a secondary variable character set that is a derivative of the master variable character set in the memory of at least one device, the secondary variable character set comprised of at least one member of a group consisting of a sub variable character set, and a sub variable character set of level 2 or more;
• the master variable character set and the secondary variable character set are comprised of a plurality of character units, each of the plurality of character units is associated with a unique character unit serial number;
• associating the secondary variable character set with a USER name;
• associating the USER name with a first USER group;
• assigning a two part identifier to the USER name, a first part of the two part identifier is used to specify the USER group to which the USER name has been associated, a second part of the two part identifier is used to identify the secondary variable character set associated with the USER name;
• establishing a connection between a USER and a SERVICE PROVIDER;
• requesting a USER name from the USER;
• in response to the USER name entered by the USER, the SERVICE PROVIDER identifies the master variable character set and the secondary variable character set associated with the USER name and issues a CALL to the USER, wherein the CALL is comprised of two or more randomly selected character unit serial numbers selected from the secondary variable character set and a request for the second part of the two part identifier assigned to the USER name;
• in response to the CALL, the USER enters a password comprised of the character units associated with the character unit serial numbers of the CALL and the second part of the two part identifier;
• verifying the password entered by the USER by comparing the character units thereof against the character units associated with the character unit serial numbers of the secondary variable character set sent as part of the CALL and using the second part of the two part identifier sent with the password to identify the USER group to which the USER name has been associated;
• authenticating the USER upon receiving a valid password;
• and
• allowing a user to access to at least one portion of the SERVICE PROVIDER's system based on the USER group to which the USER name has been associated.

A computer implemented method of authenticated dialogue initiation between a USER and a secondary party using variable passwords, the method comprising:

• storing an authentication device comprised of a variable character set in the memory of at least one device;
• the variable character set is comprised of a plurality of character units, each of the plurality of character units is associated with a unique character unit serial number;
• making the variable character set publically available;
• establishing a connection between a USER and the secondary party;
• providing a IP address of the secondary party to the USER
• issuing a CALL to the secondary party, wherein the CALL is comprised of two or more randomly selected character unit serial number selected from the variable character set;
• in response to the CALL, the secondary party enters a password comprised of the character units associated with the character unit serial numbers of the CALL and provides the IP address;
• in response to receiving the password, the USER validates the password entered by the secondary party by comparing the character units thereof against the character units associated with the character unit serial numbers used for the CALL;
• and
• authenticating the secondary party upon receiving a valid password, wherein the secondary party now has access to the USER's computer system.

A method of authenticating an unknown USER through an Internet Service Provider to a SERVICE PROVIDER using variable passwords, the method comprising:

• the Internet Service Provider transmitting a request to transact with the SERVICE PROVIDER received from the USER to the SERVICE PROVIDER;
• creating a folder containing a temporary sub variable character set for the Internet Service Provider;
• generating a first CALL using the temporary sub variable character set, wherein the first CALL is comprised of two or more randomly selected character unit serial numbers selected from the temporary sub variable character set for the Internet Service Provider;
• the temporary variable character set for the Internet Service Provider is comprised of a plurality of character units, each of the plurality of character units is associated with a unique character unit serial number;
• creating a sub-folder within the folder, the sub-folder containing a USER name, a temporary variable character set for the unknown USER, a second CALL, and a message, wherein the second CALL is comprised of two or more randomly selected character unit serial numbers selected from the temporary sub variable character set for the USER;
• the temporary variable character set for the USER is comprised of a plurality of character units, each of the plurality of character units is associated with a unique character unit serial number;
• transmitting the folder to the Internet Service Provider;
• in response to the first CALL, the Internet Service Provider enters a first password comprised of the character units associated with the character unit serial numbers of the first CALL and opens the folder;
• transmitting the sub-folder to the unknown USER;
• transmitting a third password used to open the sub-folder to the unknown USER;
• opening the sub-folder after entering the third password;
• accessing a website of the SERVICE PROVIDER and entering the USER name retrieved from the sub-folder;
• creating a second folder containing a second password for the second CALL retrieved from the sub-folder;
• transmitting the second folder to the SERVICE PROVIDER;
• in response to receiving the second folder, the SERVICE PROVIDER verifies the USER name of the unknown USER and verifies the second password provided by the USER by comparing the character units thereof against the character units associated with the character unit serial numbers of the temporary variable character set for the unknown USER;
• and
• authenticating the USER upon receiving a valid password and a valid USER name.