On-line savings account
AssigneePaypal, Inc.
InventorMichael Watson
Life of this patent
Estimating the term…
Abstract
An on-line savings page for managing a savings account includes a list of items the user is saving for, where each item has a specified priority. A savings rate for each item is determined by the savings account based on the priority and total savings rate. The user is notified of any changes in the savings account, such as price changes, inventory changes, etc., as well as relevant information related to the item, such as sales, offers, recalls, etc.
Claims20
A method for displaying a savings plan on a user interface comprising:
- presenting, on the user interface, a plurality of items, a purchase price for each of the plurality of items, and a savings prioritization for each of the plurality of items, the respective purchase price and savings prioritization being used to define a savings rate for each of the plurality of items;
- receiving user input, through the user interface, that changes the savings prioritization for at least one of the plurality of items;
- in response to receiving the user input, calculating a new savings rate for at least one of the plurality of items;
- and
- updating the user interface to present the new savings rate for the at least one of the plurality of items.
A system for displaying a savings plan on a user interface, comprising:
- a memory device;
- and
- one or more processors configured to read instructions from the memory and configured to cause the system to:
- present, on a user interface, a plurality of items a user wishes to save for, a total amount to be saved, a priority for each of the plurality of items, a purchase price for each of the plurality of items, and a savings prioritization for each of the plurality of items, the respective purchase price and savings prioritization being used to define a savings rate for each of the plurality of items;
- receive user input, through the user interface, that changes at least one of a price or quantity for at least one of the plurality of items;
- in response to receiving the user input, calculating at least one of a new desired purchase date or new savings amount for at least one of the plurality of items;
- and
- update the user interface to present the new desired purchase date or new savings amount for the at least one of the plurality of items.
A non-transitory machine-readable medium comprising a plurality of machine-readable instructions that are executable by a machine to cause the machine to perform operations comprising:
- presenting, on the user interface, a plurality of items, a purchase price for each of the plurality of items, and a savings prioritization for each of the plurality of items, the respective purchase price and savings prioritization being used to define a savings rate for each of the plurality of items;
- receiving user input, through the user interface, that changes at least one of a price, savings rate, or savings goal for at least one of the plurality of items;
- in response to receiving the user input, calculating a new desired purchase date for the at least one of the plurality of items;
- and
- updating the user interface to present the new desired purchase date for the at least one of the plurality of items.
Dependencies are inferred from the claim text.