Induction based transactions at a remote server
AssigneeMichelle Fisher
InventorMichelle Fisher
Life of this patent
Estimating the term…
Abstract
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
Claims21
A method for conducting a near field communication transaction, the method comprising:
- receiving at a server transaction data associated with a near field communication (NFC) transaction from an NFC terminal;
- processing the NFC transaction at the server using the transaction data from the NFC terminal that is transmitted by a secure element coupled to a mobile device comprising a mobile device processor, mobile device memory, and mobile device transceiver, the secure element maintains a secure element application in a secure element memory and a secure element processor that initiates, in response to a near field communication interaction of the secure element with the NFC terminal using a transceiver capable of near field communications, execution of the secure element application, wherein the secure element sends the transaction data to the NFC terminal using the NFC transceiver.
A server for conducting a near field communication transaction, the server comprising:
- a server memory;
- a server interface coupled to the server memory, the server interface operable to receive transaction data associated with a near field communication (NFC) transaction with an NFC terminal,
- a server processor configured to conduct the near field communication (NFC) transaction with the NFC terminal and process the transaction using the transaction data transmitted to the NFC terminal by a secure element coupled to a mobile device comprising a mobile device processor, mobile device memory, and mobile device transceiver wherein the secure element maintains a secure element application in a secure element memory and a secure element processor that initiates in response to a near field communication interaction of the secure element with the NFC terminal using a transceiver capable of near field communications, execution of the secure element application wherein the secure element sends transaction data to the NFC terminal using the NFC transceiver.
The server of claim 11, wherein the secure element application is an identity application and the transaction data includes identity credentials.
A computer readable medium for conducting a near field communication transaction, comprising:
- computer code for receiving at a server transaction data associated with a near field communication (NFC) transaction from an NFC terminal;
- computer code for processing the NFC transaction at the server using the transaction data from the NFC terminal that is transmitted by a secure element coupled to a mobile device comprising a mobile device processor, mobile device memory, and mobile device transceiver, the secure element maintaining a secure element application in a secure element memory and a secure element processor that initiates, in response to a near field communication interaction of the secure element with the NFC terminal using a transceiver capable of near field communications, execution of the secure element application, wherein the secure element sends the transaction data to the NFC terminal using the NFC transceiver.
Dependencies are inferred from the claim text.