Method for authenticating a transaction
AssigneeValidsoft UK Limited
InventorsPatrick Carroll, Jonathan Mark Alford, John Petersen
Life of this patent
Estimating the term…
Abstract
A method of authenticating a transaction comprises receiving from a user's mobile device user location information and associated network data in response to a change of location or network of the mobile device, storing the location information and (optionally) the network data in a database in a record associated with the user, receiving a request for authentication of a transaction purportedly by the user, the request including transaction location information, comparing the transaction location information and (optionally) the network data to the stored user location information associated with the user, and generating authentication data in response to the result of the comparison.
Claims18
A method of authenticating a transaction at a computer server which is separate from a mobile network, the method comprising:
- receiving from a user's mobile device user location information in response to a change of location of the mobile device;
- storing the location information in a database in a record associated with the user;
- receiving a request for authentication of a transaction purportedly by the user, the request including transaction location information;
- comparing the transaction location information to the stored user location information associated with the user;
- and
- generating authentication data in response to the result of the comparison;
- wherein the user location information comprises mobile network location information obtained from a mobile network by an application operating on the mobile device and the computer server receives the user location information via a data connection between the mobile device and the computer server in response to the application noting that the mobile network location information has changed.
A mobile device configured to carry out the method of claim 17.
A method of operating a mobile device, the method comprising:
- obtaining mobile network location information from a mobile network to which the mobile device is connected;
- noting by an application operating on the mobile device that the mobile network location information has changed;
- and
- transmitting user location information comprising the changed mobile network location information to a computer server which is separate from the mobile network via a data connection between the mobile device and the computer server.
Dependencies are inferred from the claim text.