Scored Factor-Based Authentication
AssigneeAT&T Intellectual Property I, L.P.
InventorBrian M. Novack
Life of this patent
Estimating the term…
Abstract
Concepts and technologies are disclosed herein for scored factor-based authentication. A verification service can receive an authentication request from a requestor, wherein the authentication request identifies a transaction. The verification service can determine a risk associated with the transaction, an authentication score based upon the risk, a plurality of groups of authentication factors, each of which the authentication score. The verification service can provide factor group data identifying the plurality of groups of authentication factors to the requestor.
Claims20
A method comprising:
- receiving, at a computing device that executes an authentication service, an authentication request from a requestor, wherein the authentication request identifies a transaction associated with the requestor;
- determining, by the computing device, a risk associated with the transaction;
- determining, by the computing device, an authentication score based upon the risk, wherein the authentication score comprises a level of nonrepudiation to be satisfied during authentication to allow execution of the transaction;
- determining, by the computer, a plurality of groups of authentication factors, wherein each of the plurality of groups of authentication factors satisfies the authentication score;
- and
- providing, by the computer, factor group data identifying the plurality of groups of authentication factors to the requestor.
A system comprising:
- a processor;
- and
- a memory that stores computer-executable instructions that, when executed by the processor, cause the processor to perform operations comprising
- receiving an authentication request from a requestor, wherein the authentication request identifies a transaction associated with the requestor;
- determining a risk associated with the transaction;
- determining an authentication score based upon the risk, wherein the authentication score comprises a level of nonrepudiation to be satisfied during authentication to allow execution of the transaction;
- determining a plurality of groups of authentication factors, wherein each of the plurality of groups of authentication factors satisfies the authentication score;
- and
- providing factor group data identifying the plurality of groups of authentication factors to the requestor.
A computer storage medium having computer-executable instructions stored thereon that, when executed by a processor, cause the processor to perform operations comprising:
- receiving an authentication request from a requestor, wherein the authentication request identifies a transaction associated with the requestor;
- determining a risk associated with the transaction;
- determining an authentication score based upon the risk, wherein the authentication score comprises a level of nonrepudiation to be satisfied during authentication to allow execution of the transaction;
- determining a plurality of groups of authentication factors, wherein each of the plurality of groups of authentication factors satisfies the authentication score;
- and
- providing factor group data identifying the plurality of groups of authentication factors to the requestor.
Dependencies are inferred from the claim text.